no it does not, liability covers only the second party.
No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.
Certainly, you can get liability insurance which will cover you while driving someone else's car.
Texas Liability insurance simple put is insurance that will cover the other driver's bills if you get into an accident. It will not cover the cost of getting your own car fixed or any medical bills you have.
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
Liability insurance typically covers damages you cause to other people's property, but it generally does not cover damage to your own vehicle or property. If you hit a pole, your liability insurance may cover the damage to the pole if it belongs to someone else, but you would need collision coverage to repair your own vehicle. Always review your specific policy details for clarification on coverage.
It sorta makes sense that you would own a car. If you do not own a car why would you want liability insurance?
Your liability portion of your auto insurance pays for injury and damages for which you are liable to others. Your Comprehensive and Collision portion of your auto policy will cover your own vehicle. One can not be liable to ones self. If you have "liability only" coverage, then their is no coverage for your own vehicle if you were at fault.
Liability Insurance and the Stolen VehicleNo, Liability Insurance provides coverage for damages or injuries that we cause to others. It does not provide coverage for our own vehicle damages or theft.
No. Liability Insurance or commonly known as Third-party Insurance does not cover damages against fire for your own car. If you want coverage against fire for your own car, you should opt for a Comprehensive Car Insurance Policy as this policy offers all-round protection to you and your car.
It's a liability only policy. Non owner means you do not own a car so all you can get on it is Liability and some medical coverage.
If the person broke your windshield as part of the damage in an accident and they have liability insurance on their car (which is required by law), yes their liability will cover your windshield as well as other damages to your car, person, and passengers.In all other conditions, no as glass damage is covered by your own comprehensive insurance (if you purchased it, its optional).
If you have full coverage then you just call your insurer and report the accident. If you just have liability then your on your own. The deer likely has no insurance.