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Does liability insurance cover your car if you are at fault?

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2014-04-07 07:46:10
2014-04-07 07:46:10

Your liability portion of your auto insurance pays for injury and damages for which you are liable to others.

Your Comprehensive and Collision portion of your auto policy will cover your own vehicle.

One can not be liable to ones self.

If you have "liability only" coverage, then their is no coverage for your own vehicle if you were At Fault.

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Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.

The other parties liability should if it was their fault. Your liability should cover the vehicle you damaged.

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No, Liability covers damage and injury to another party if you are at fault in an accidentComprehensive insurance would cover fire losses

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Liability insurance is an especially important type of car insurance because it covers damages that are your (the driver) fault.

When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).

Vehicle liability insurance is insurance that only covers the other car. That means that if you get in a wreck, you are liable for what happens to your car. It also means that that your insurance company will pay for the damages to the other person's car if the accident is found to be your fault, but if it is the other person's fault, then their insurance will pay for the damages to your car.

Yes. All registered drivers are required to hold liability insurance, which means that if they cause an accident, their insurance will pay for damages to the other peoples' cars. So, if the person does hold the required insurance, and is entirely at fault, your damages will be covered.

If you have full Coverage Auto Insurance, Then the Comprehensive and Collision portions of your coverage would pay for damages to your own car. If you just have liability insurance only. Then you just have coverage for the other car and there is no coverage for your own vehicle.

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No. Liability covers the others and their property.

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