Most insurance companies will not insure a home with a trampoline. Check with your agent. Regardless, evey homeowner should have at least $500,000 liability coverage if not 1 Mil. It is very affordable. 4lifeguild
Was the minor driving the vehicle? How did he/she get a hold of the vehicle's keys?
If this is the case, yes, you can, it is called "contributory negligence".
In all actuality, you can sue anybody in the US.
However, in your case, you sue the minor, but the minor's parents/insurance co will be held accountable for all damages.
There is no way to answer this, rating is dependent on too many factors, contact an agent or agents in your area and get quotes.
Professional liability covers you for losses and expenses that can arise from the practice of your profession. Claims of loss or injury that result from negligence, incompetence, errors and or omissions on the part of the professional in carrying out the services being rendered.
General liability is more location oriented, It provides coverage for claims that may arise from your location such as slip and fall claims or other types of injury.
Professional liability policies were developed (fundamentally) to protect against claims arising out of economic loss. General Liability exists to protect against bodily injury, property damage, personal injury & adveritising injury - - all defined terms in the policy. There is no standard Professional liability policy and each should be read and explained by an experienced professional. This is a very thin answer in the broad scheme of insurance and there are sooo many factors to consider - CONTACT A SPECIALIST WHO CAN EXPLAIN THE DIFFERENCES... possibly someone with an MLIS designation.
So just in case you have a serious injury he can not be held responsible. Liability insurance will protect the trainer/instructor in the event a client is injured during a session. The client can file a claim with your insurance instead of going after you for the money (much like car insurance protects you in the event of an accident). All personal trainers should purchase insurance, even if you are an employee of a corporate gym it is still a good idea to have your own policy. Also just as important is making sure your clients are filling out activity waivers and a PAR-Q (physical activity readiness questionnaire) before beginning training. This will ensure that they are healthy enough to begin an exercise program and again will protect you in the event of injury.
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Yes, liability pays for damage you cause to other people, regardless if those people are pedestrians or passengers in another vehicle. If the skateboarder has car insurance then there is also a good chance that the skater carries a coverage on his own insurance called medical payments. This is coverage on your car insurance that can be used for your own injuries as a pedestrian.
Insuring someone Basically you can insure anyone with whom you have an insurable interest. meaning those on whom you have a financial or physical dependency a legal symbioses or interest in and with their permission and knowledge. If the loss of the individual would cause financial or certain other forms of physical or emotional distress then then you could probably inure them
One can insure a key employee, a provider, a Spouse, child, parent or whole family.
The future financial impact resulting from the loss of a family member will differ with surviving children from those of a surviving parent. So one should shop for insurance accordingly.
Ageing parents may need to have monthly income to bear day to day expenses and a child's needs may span the cost of child care or rearing and future education.
There are two ways you can get insured
Either you have to be a driver or that insurance plan should include passenger cover. car owner can insure passenger with maximum of 2,00,000 INR.
Compare and Buying travel insurance online can make your trips more memorable and secure, now you can enjoy your trip with the great peace of mind.So just do it by doing travel insurance comparison online.Compare and select the best travel policy for you and your family at a cheapest price in your Language. For Quotes:
Bear in mind that most companies strictly prohibit coverage for homeowners who have a Trampoline. Generally when the Home Insurance Company discovers that you own a Trampoline they cancel your policy. whether an injury has occurred or not.
If you have homeowners liability coverage, and you do not have a trampoline exclusion, then yes, liability would cover non-household members. Be prepared though to have your insurance cancelled.
What is General Liability class code for tenant's legal liability
As with all commercial insurance, it really just depends on the scope and volume of operations undertaken by the roofing contractor. The more jobs you take on, the more chance that something may go wrong. If you only do 4 or 5 roofs per year, then your coverage would be much cheaper than a roofer who does 150 roofs per year.
Generally you just ask the contractor if he's insured, before hiring them.
The best source of information would be your insurance agent. Not all policies are the same. But generally you can have coverage for punitive damages if you select the option when you purchased your policy. The cheaper the policy, typically the less the coverage.