The double indemnity policy paid twice the face amount for accidental death.

The creditors sought an indemnity against the company to force it to pay its bills.

Some federal agencies have indemnity against legal claims and lawsuits.

You'll need to shop around in your the State or province in which your Tattoo Shop is located.

Tattoo shops pose a unique risk to insurers. Many companies will consider them a high risk business so you may have to make a lot of calls before you find coverage.

One Market that may be able to provide insurance coverage for you could be Lloyd's of London. Try looking for an agent that has access to London Markets.

Good Luck

If you mean U-Haul type (private), then it is the renter through their auto insurance.

If you mean a business like a Budget or Siva type, then it is the business that is renting that usually provides the insurance. this would be through the business insurance (i.e. the insurance on the building(s)/property and against theft etc).

I f a company leases cars and trucks for use with the business, they must carry "fleet insurance". It is a blanket policy that covers all of the vehicles and the drivers MUST have their own car insurance and that is to protect bthe company and the leasing conpany.

The first and foremost policy the stunt man need is Personal Accident policy to safe guard against his personal safety vis a vis monetary support to his family when he will be no more in case any eventuality. Along with this,a life insurance policy would be added safeguard.

They all cost different ammounts

Systems, processes and procedures are all used by the staff responsible for policy processing. Here, new policy processing includes all functions from new policy data capture, through underwriting and rating to policy issue. Policy maintenance wraps the policy change and endorsement steps and extends to renewal, cancellation, reinstatement etc. Management, statistical and regulatory reporting are components too.

More than likely the contractor's insurance policy would not respond as his inability to complete the job is not a covered cause of loss on his liability form. There is a way to protect this exposure, however. Prior to awarding a contract to perform work by a contractor you can require a performance and payment bond. The insurance company will pay the money necessary to hire an alternative contractor(s) in his place to guarantee that the job will be completed. It is important to note, however, that a bond does not work the same way as a traditional liability policy. Where a traditional liability policy will indemnify the injured party subject to any applicable deductibles, a perfomance and payment bond requires the bonded entity to indemnify the insurer once they have met their obligation to the party holding the bond. In other words, the contractor will have to pay back the bond company any money paid to to insure the job is completed. This requires stringent underwriting and the disclosure of much financial information and the contractor's work load, often times requiring the contractor and spouse to individually indemnify the insurance company.

The foregoing answer seems not to align with the scope of the question, so I offer this as assistance. Initially, because insurance companies provide insurance on a state-by-state basis, you must ensure that the insurer upon which you decide is authorized to transact insurance in your state. You must also start the transaction with an insurance agent or broker (sometimes both called "insurance producers") who are licensed in your state to transact property and casualty insurance. You are best served by a producer who specializes in or at least has a solid background in commercial vehicle coverage as there are substantial differences between it and personal lines insurance. There are many insurers that issue this kind of coverage and you will have many choices, not only as to company, but also as to the scope of coverage that you buy such as coverage limits, deductibles, and other factors. While price (premium) will probably be a factor for you, the financial stability of the insurer is also an important factor. This can be investigated through various financial rating services that specialize in measuring insurer financial strength; the producer will be familiar with them. Also, you have to be concerned with the claims process of the insurer in the sense that claims are handled efficiently and fairly. That is not to say that all claims get paid-because the language of the policy controls, but you do need to get an idea of customer satisfaction with the company that you are considering. One way to do this is to contact the State Department of Insurance (Consumer Services Division) to determine the level of complaints with the insurer's claims processes.

Commercial Liability Insurance It may not be required by law, but it could be a good idea to carry some liability coverage, a minimum of $100,000 in case of an accident, injury or property damage to another party (usually your client) resulting from your operations or completed work.

It will most likely be a contractual requirement of any sophisticated or government clients. The cost differential between $100K & $1M of coverage will be minimal - strongly consider the higher limit.

In insurance, we like to say that the difference between PC 1 and PC 10 is how many people are watching your property burn! The truth is that the number correlate to population densities. PC 1 is a major urban center and PC 10 is wide-open country. On any property policy the distinction between PC 1-8 and 9 and 10 has to do with Fire Protection. 1-8 Means that you likely have a fire hydrant (or qualifying suction point) within 1,000 feet or less to your property AND a fire department within 5 miles (of paved road). PC 9 means no hydrant or suction point, but you still have a fire department within 5 miles. PC 10 means you have none of the above. ------------------------------------------

To further clarify the above information, fire protection class is determined by ISO (Insurance Services Office) - a national organization that sets loss costs, rates, publishes standardized policy forms and conducts inspections to determine the effectiveness of local fire departments and building codes. Unfortunately, your protection class is not something that be negotiated with the insurer....

There are many ways to package insurance but most retail stores are eligible for a BOP, short for business owners package. Busienss owners packages combine many of the coverages you may need including property coverage for your inventory or building, and liability coverage in case someone was hurt on your premesis or injured by product you sold.

If you have employees you will also need work comp insurance. If you deliver product you will need commercial auto and cargo insurance.

Retail shops who vend high risk products are ineligble for BOPS, so all of these coverages need to be purchased separately.

Almost any carrier would insure a hot dog stand for liability or property, but only specific carriers will insure mobile food vehicles. Work with your insurance broker to get the coverage you need, they can probably get quotes from multiple carriers.

Liability insurance does not cover the property value of the rented equipment, but your liability insurance may cover damages resulting from claims of the use of the equipment.

Example, you rent a forklift and accidently crash it into a truck you are loading. The truck owner sues you. The liability policy would probably cover the damage to the truck or any injuries caused during the accident, but would for sure not cover the damage to the forklift.

Here are several opinions from FAQ Farmers: * Commercial General Liability insurance cannot cover equipment rental in the case where the insured has rented equipment. The 'exclusion j' under the coverage A states that "property owned, rented or occupied by the insured" is an exclusion under "Bodily injury and Property Damage Liability Coverage". Also, exclusion j also specifies that "property loaned to the named insured" is also excluded. * You are wrong...gl does cover the use of such equipment but does not cover if stolen, etc.

Insurance companies negotiate rates for services at the best advantage to them. Companies with larger groups get the best rates becaues they have more economic leverage. Medicare is the 900 pound gorilla in the insurance world. So the short answer is no, it is not fraudulent. The reason is each insurance company will pay at their own negotiated rate regardless of how much the provider charges.

Check out this site.

firemarshal.utah.gov/Current/ ComKitchenFireProtection.pdf

Wet Ansul (Cooking Extinguishing Systems) are required by NFPA codes, and none of the standard insurance companies that I represent will cover commercial cooking without having the wet extinguishing agent. You might be able to attain a quotation from a "non-standard" company, but it will cost you more.

There are many companies writing this type of liability insurance, although depending where you are in the country it can be a very limited number of choices. As I always recommend, working with an agent that specializes in this field can make the process much easier.