The number of personnel that can be directly effectively and efficiently supervised by a supervisor is depending on flatter or more hierarchical organizational structure as well as the capacity of supervisor to supervise the personnel. In the past I have supervised small groups of personnel in my positions from two to five, as well as larger groups reaching up to twenty personnel. I have overseen different projects to make sure that each personnel completed their part and have pushed the personnel to accomplish their set goals and organizational goals. This has lead to acknowledge personnel as “Employee of the Year” in several times during my career and I have been congratulated by the management of my previous company for leading my team to exceeding company goals with customized recent projects directed towards success.

You are to cleverly use the platform to market life insurance products. First of all, you are to highlight your bio-data viz., how long you are associated with life insurance business, name of your insurance company, your stature and so on. At the second stage, the products of various age groups that your insurance co. are having should be properly shown. When number of prospects have grown, do make personal contacts over phone or visits, for the deals to materialise.

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In logistic business in India, Transit insurance, Marine Insurance are commonly required apart from Baggage Insurance, Fire & Burglary Policies are other opions.

Yes, It is entirely possible that one owner may have contracted for benefits that another did not. It's quite common in situations where one owner or partner is more active in the business than another or brings a more valuable asset or skill set into the business.

You would need to sue the other party in the accident and not the insurance company itself. It was the other party that caused your injuries and not the carrier.

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There are various kinds of commercial policies, like there are various kinds of personal policies. The big difference is that commercial lines coverage applies to business-related risks.

The mechanism of obtaining commercial coverage starts with seeking an agent or broker that specializes in commercial lines coverage; it is vastly different from personal lines, so you will want someone skilled in the area.

Whatever you do, make sure that the insurer is authorized to transact the kind of insurance that you are buying in the state where the policy will be issued. Also make sure that the agent is not only experienced in commercial lines coverage, but is licensed in the state where he/she does business.

The details really depend where you live. But in general, you might start by asking different insurance companies for price quotes, which you can then compare.