"Yes, your credit score needs to be at least a 700 are have a great credit history with no charge offs are discharges.ING Mortgage does work with you to help you get your credit on track to possibly getting a mortage with them."
"No, one does not need perfect credit to obtain a ING mortgage. You would be able to obtain one with a stable income every month for at least 2 years time and some credit."
If you go online to access the mortgage calculator which is with Ing all you have to do is go to the Ing website and enter all pertient information and it will calculate if for you. It is not necessary to have a Ing account.
ING direct and ING bank offer mortgage rates as well as a mortgage calculator on their website. Once you have confirmed a lock-in rate you can calculate your mortgage payment accurately.
Contact your local ING branch or a Mortgage specialist to set up a meeting and complete and application.
One can find an ING mortgage calculator on the ING official website. Alternatively, agents from the company can be contacted to help one with the calculator.
"Assuming you are referring to ING Direct's Electric Orange is a free checking account service. It allows its users to easily pay bills, as well as link the account to an ING savings account or ING mortgage."
The current Mortgage rates offered by ING direct begin at 3.00% for a 5 year Variable. The fixed mortgage rates are 3.09% for 1 year, 3.25% for 2 years, 3.49% for 3 years, 3.45% for 4 years, 3.45% for 5 years and 4.49% for 10 years. A Home Equity Line of Credit will run 3.65%.
A Mortgage calculator for ING Direct can be found online through the ING Direct Website. If in Canada, simply click on the Mortgage Calculators button found on the right side of the website when in the Mortgages tab.
There are many ways to apply for an ING direct mortgage. It would be best to ask the loan lender, such as Wells Fargo, CitiBank or Bank of America for advice on this.
"Rates will vary based on your needs, credit history, and location, but some popular mortgage lenders with strong reputations include ING Direct and Quicken Loans."
Ing mortgage calculator is a useful online financial planning tool that allows you to calculate monthly payments on a home loan based on interest-rates, loan term, payment frequency, etc.
Due to low interest rates on mortgages, now is a great time for someone to either buy a new home and take out a new mortgage or refinance an existing mortgage. While banks have drastically increased their requirements out of a borrower to get approved for a new loan, there are still many banks out there that would be willing to give a qualified borrower a new mortgage. When looking at banks to get a new mortgage through, a great option could be ING which provides mortgage customers various advantages that are not available through other lenders.One of the main advantages of working with ING to get a mortgage is that they are typically able to offer lower interest rates to their customers. ING is largely an online bank with very few offices and branches for customers to visit. While this may seem that the bank does not provide the same level of customer service to a new customer, the bank has a strong reputation for providing customers with an excellent level of service. Also, since ING does not have nearly the same overhead expenses as a traditional bank and mortgage lender, they are able to pass the savings on to a customer. This often results in ING being able to offer a rate of 0.125% lower than a traditional bank. While it may not seem like a lot, it adds up to hundreds of dollars per year in reduced interest charges.ING also tends to have lower origination fees than other banks. Similar to their ability to offer lower rates due to their lower expenses, ING is also able to offer lower origination fees and reduced fees for other ancillary costs. ING normally will offer even lower rates in fees if a customer has a checking and savings account established and allows the bank to automatically debit the mortgage payments each month.While ING has lower rates than most banks, they do have similar underwriting standards to get a borrower the best interest rates on a new loan. ING will typically want their borrowers to have at least 20% equity and a good credit score in order to qualify for the best rates.