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Accretion in this sense is a natural buildup of sediment that eventually creates land along a waterway. Therefore accreted land is not built up by someone else. As to ownership- if you own land up to the middle of a waterway or body of water you would also own any land formed by accretion within that area that you own.

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Q: Does ownership of land under water entitle a person to accreted land built on top by someone else?
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