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Does the aflac accident policy cover if your child gets put in the hospital due to mono?
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What does AFLAC accidents insurance consists of?
Aflac's most popular Accident policy pays people, via checks, if they are medically treated for any injury to their body that is not excluded from coverage (examples would be self inflicted injuries, or injuries sustained as a result of being intoxicated, or engaging in extremely high risk activities.) It is not a replacement for health insurance, but instead provides the policyholder with cash they can use for any purpose. Here is a scenario in which the Accident Plan would be used: A single mom works full time and supports, say, three children. She purchases the Accident Policy, either directly from Aflac, or as part of a payroll deduction program her employer offers. One day she gets a call from her child's school nurse. who informs her that one of her children has fallen off a jungle gym at recess and may have a broken arm. The mother immediately leaves work (punches OUT) and goes to the hospital where her child has been taken. Doctor's take x-rays of the child's arm and confirm it is, indeed, broken. The child also received a concussion and for that reason is admitted to spend one night of observation in the hospital, and receives a head CT scan the following morning. The mother loses a significant amount of time (days/weeks, maybe longer) at work to be at her child's side. Here is what a typical Aflac Accident Plan would pay for that child's injuries (please note: these figures are just an approximate example; each state has their own version of the Accident Injury Policy, and payout amounts could differ)... Initial Emergency Room Visit: $ 70.00 One night in the hospital: $1000.00 1st day in hospital $ 250.00 Fracture of arm: $ 100.00 - $1000.00 (depending on the size, type, and extent of the fracture.) CT scan of head: $ 200.00 Follow up visits to dr. $ 35.00 - $210 (maximum of six per injury) Physical Therapy $ 35.00 - $350 (maximum of ten per injury) ________________________________________ Total pay-out: $2,380.00 (I chose $300 as the fracture benefit) This money would paid in a check to the policyholder (the mother) to use for whatever she wishes; rent, mortage, groceries, co-pays, etc. Please also note: There is by no means a comprehensive explanation of the Accident Policy. It offers many other benefits I didn't mention here (such as surgical benefit, accident life insurance, ambulance benefits, etc.) In some states, the Accident Plan pays a 'Wellness Benefit" after 12 months of paid premium, and every policy year thereafter. The wellness check can be from $50-and up depending on the state when the policyholder or a member of the family listed on the policy gets their annual physical. The accident plan's premium varies by state and industry, an approximate cost for a single family would be $9 a week, deducted pre-tax.
If you have a 19 year old child with his own policy can you be sued if he lives with you if he has a car accident?
Since he is an adult you can only be sued if you are on the policy or part owner of the vehicle.
What can you do if your rates jump because of your child who will not be driving your car again?
Well if your child made rates jump due to an accident, you need to change insurance companies and exclude that child from the policy.
A man has just been in an accident with his son and is killed The son survives and is taken to hospital but when the surgeon comes in they say they can't operate on the child. Who is the surgeon?
The surgeon is the mother of the child.
Does your ex husband have the right to claim on an insurance policy if child died in car accident child an adult?
if he's not on the policy as a beneficiery he can't. ADDED: It makes no difference if the child is an adult or a minor. If the policy is up-to-date (i.e.: all premiums paid and current) and your ex-husband is a named beneficiary on the policy then he does have beneficiary rights. It's as simple as that. On the other hand, if he was NOT specifically named on the policy, he has no claim whatsoever.
If your 18 year old child owns his own car can you put him on your auto insurance policy and are you liable if they get into an accident?
in some places yes
What is the hospital policy for a mother and child to be discharged after giving birth?
When I was discharged they told me that I have to be wheeled out in the wheel chair because it was "policy" honestly I don't understand why if I wanted to walk out. But I can't change it.
If the child is in accident in bathroom what will i do?
What will you do if a child met accident in the bathroom
What does it mean when parents say they there child was an accident?
When a parent says their child was an accident it means the child was planned.
If you remove your dependent child from your auto policy after he has received two speeding tickets will the rate still go up?
you will likely have to 'exclude' this child from your policy....and this means NEVER EVER EVER let him drive if he is excluded...if you do and he's in an accident there will be NO coverage at all for your vehicle or the other parties........
What are the conclusion of two child policy?
10 child policy
A minor child with no license hit my car will her parents auto insurance repair my car?
As the driver is a minor child, the Custodial Parent or other Custodial Entity is Financially Liable for the acts of the minor child. An auto accident may or may not be covered under the Custodians Auto insurance Policy depending on whether the child is covered or excluded from coverage on that Policy.
