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Coverage for dental implants varies from one insurance company to another. Most of the insurance policies provide some coverage for the restorative procedure. You can ask your insurance provider if dental implants are covered or not.
Many companies offer dental insurance coverage. Some examples of companies that offer this type of coverage include Delta Dental, Security Life, and Anthem.
Not necessarily, medical and dental insurance coverage relates to whether that child is your dependent, i.e. do you have legal responsibility for them. Often in divorces, the court will make the non-custodial parent, i.e. the one that the child does not live with, responsible for providing medical and dental insurance.
Usually health insurance means dental and vision coverage. Check with your lawyer if your employer does not offer either of those for alternatives. The coverage should be seamless so that the custodial parent has insurance available for the child as needed. Sending a copy of the card to that parent makes good sense.
It means you each have a different insurance company. If you had both HMO dental coverage and Delta Dental (and the veteran in me has to ask: "for God's sake, WHY Delta Dental?") active at the same time, that would be dual coverage.
It depends if it's part of your coverage. Review your policy to find out. If there is no dental coverage, ask your insurance provider or broker if you can add a dental plan to your policy or add a dental rider.
Most dental insurance plans cover routine maintaince and fillings for cavaties. This coverage should be suffiecient for the majority of people.
In most cases, dental insurance does not cover elective cosmetic treatment like Lumineers.
Cheap dental coverage can be found in the dental section at ehealthinsurance. Humana also has some low cost dental coverage. Cheap dental insurance usually has yearly benefit caps, so reading the fine print is necessary.
Each state has different coverage. For example, in California, Florida, New York, New Jersey and Texas, Dental Implants are covered. Always check with your Dental Insurance provider to get a full list of coverage.
This should be outlined in your custody and child support agreement. The custody agreement should specify which parent is required to provide medical and dental insurance. Some states even require that both parents provide insurance for the child if it's available. Check your custody agreement. If it does not specify which parent is required to provide the insurance, typically the custodial parent will pay the bill and the non-custodial parent will reimburse them for half.
Delta Dental insurance does include coverage for implants, subject to some limitations, in its quotes to employers and purchasers. Some opt however to remove this coverage to reduce their annual premium cost.