Auto Insurance

Does the state of Florida require car insurance for drivers with only a learner's permit?

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2014-06-16 00:00:20
2014-06-16 00:00:20

In the state of Florida, drivers with only a learner's permit must be on their parent's insurance so that in the event that an accident does occur then they are covered.

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Allstate will not charge you for a driver with a learners permit for the first year.

Have your parents contact your insurance agent as soon as you receive your learners permit. Most companies require that you be added to policy as a driver. Most companies don't charge an extra premium for drivers with learners permits but do want them listed.

Most Insurance Companies do not require you to add young drivers until they are licensed. You should check with your Insurance Agent. Additionally, there is no "set" rate for young drivers; this varies from company to company.

Much of drivers education is about learning rules, methods, and etiquette and does not require a permit. The learners permit allows you to get in the drivers seat and to practice driving.

Underinsured and uninsured motorist coverage protects drivers when the in Florida as the state does not require motorists to carry bodily injury coverage.

Yes. It has nothing to do with the class of drivers permit. It is the VEHICLE that you are operating that must be insured.

Rules vary by state and province. Some states don't require a license to purchase a vehicle. Nearly all states require that you are 18 to buy a vehicle and most require proof of insurance (and to get insurance you generally have to have a license, not a learners permit).

Auto Insurance Required for Learners Permit?Yes, you can. A Drivers or Learners "Permit" is permission to drive and therefore a temporary license with certain restrictions. You can obtain your own auto insurance or you can be covered under someone else's policy such as your parents or the vehicle owners policy, but you must have coverage. If you are a minor and want your own policy, due to the limitations of contract law your parent or legal guardian will need to countersign your insurance application for it to be legally binding.A Drivers Permit comes with all the responsibilities of anyone licensed or not who operates a motor vehicle on public roads, including our financial responsibility. No state provides exemption from Financial Responsibility Laws for minors or permitted drivers.More Information:You can get insurance with a permit. I live in Florida and got it with a Learners PermitSome Insurance Companies may not require you be added to the vehicle owners or parents policy until you complete your test and get your drivers license, but you can't drive uninsured in any event. It's best to contact your Insurance Company and ask what the policy is for newly permitted drivers.

No, all states require liability insurance for drivers. There are some states, however, which only require the bare minimum.

Arizona has not required all drivers to have car insurance for a while. It was only in late 1960's to the 1970's that drivers were required to have car insurance.

In the United States of America, all states do not require drivers to have auto insurance, however the drivers are still fully financially obligated to pay for any damages in an event of an accident.

The state of Michigan does require that all drivers have some car insurance. This includes either having liability or full policy coverage.

There are no states that do not require automobile insurane. Automobile insurance is mandated to protect the driver and other drivers on the road.

No it depends on you insurance company, some companies require the kid to be on the insurance while others don't until they get their day license.

Ohio does not strictly require drivers to purchase insurance, but does require all to begin looking at what companies offer Ohio car insurance that you qualify for. Middle-aged women, while the highest risk group is composed of single men

Yes, in fact all states require auto insurance.

Scooter insurance in not just for teenagers, but for good drivers of all ages. Most states now require that you have your scooter insured. this is not just to protect other drivers from you, but to protect you from other drivers!

In the state of Florida mope riders are not required to have Personal Injury Protection insurance. However, the state does recommend being well insured.

Motorcycle insurance is not required in Florida. Banks will require you to carry it if motorcycle has lien. Most major manufacturers(Honda, Yamaha, Suzuki, etc.) do not require insurance if you finanace through them. Must have insurance to ride without a helmet in Florida, though.

Typically, any auto insurance will require the existence of a valid license.

almost all companies require a valid drivers license. with this said a learners permit is not. it is the assumption of the guardian that must provide insurance coverage to a dependent. if the person seeking insurance coverage is an adult with no option of being covered by a household policy. The person must gain the experience through classes and must obtain a legal valid operators license before insurance can be placed. If the person does not own a car they should find a company that has non-owners coverage to protect themselves

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New Mexico does require that its drivers have car insurance. The minimum car insurance required is at least liability.

Insurance companies do offer discounted rates for drivers over the age of 50. Some insurance companies require you to take a driving course to receive this discount.

Yes, reckless drivers can get auto insurance, but it will be much more expensive than drivers who have a clean record. In the United States, all states - except for Virginia, New Hampshire, and Mississippi - require all automobile owners to have minimum coverage in auto insurance.


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