Typically an Owners Title Insurance Policy does not cover matters that would be disclosed by an accurate survey, such as land shortage issues. This is referred to as one of the standard or general exceptions in a title policy. In some instances you can negotiate this coverage which is called extended coverage if you are willing to sign an extended coverage affidavit.
No it does not. Lenders Title insurance is a whole other form of coverage
no
Attorneys who deal with title insurance can be found by searching the local yellowpages for insurance attorneys. They will be willing to help you with your insurance issues.
A title insurance policy will cover you against any missed liens or potential uncleared issues that may arise. Title companies also carry e&o policies in case of human error...so rest assure if you are dealing with a reputable company that offers title insurance from one of you major underwriters you will be covered
yes because if you have insurance on your car as long as you name is on the title and you were in the car with your friend most likely the insurance will cover it
because u are ugly
There are two general types of policies, or combinations: lender's insurance (which pays the lender to cover its loss in security interest) and owner's insurance (which pays the owner in case of defective title).
A title commitment is just what it is. It's a commitment. Meaning as long as all of the conditions are met on that commitment, after closing, title insurance will be issued. A commitment is not considered insurance. Your title is not insured until after closing when the new deed and/or mortgage has been recorded. At that point, the title company issues insurance. If you are buying a new home and depending on where you are, you should receive your title policy about 60 days after closing along with either the original or a copy of your deed.
Rice Shortages
Generally speaking, a title insurance producer is the same as a title insurance agent.
First American Title Insurance Company Fidelity National Financial Stewart Title Insurance Guaranty Old Republic Title Insurance Company North American Title Insurance Company Chicago Title Insurance Company
You need a license to produce title insurance, of course. Next, you need to find a company that is willing to either provide you with title searches, or buy into the records of another company, which can be very expensive. You have to get with the Insurance Commissioner to file rates and of course, you will have to be approved to issue policies with an underwriter. These are the main issues.