All members of the household need to be listed on the policy, if she is not licensed then she will need to be listed but excluded.
Answer 1: yes, my sister is borrowing my car and she her own insurance on it.Answer 2: You can always get insurance as an additional driver on another person's car insurance policy. Isn't that how children in the house are added to their parent's car insurance policy?
As long as you have auto insurance yes.
No you will likely be rated as a new driver. Almost no, US insurance company will be williing to apply your foreign driving record to your US policy.
By calling your insurance agent
no, the driver has to be on your insurance or have there own insurance. if your driving and the persons with you then yes
maybe it will help you - autoinsurance.aains.us/adding-young-driver-auto-insurance-policy/
You must be at least 16 and have a driver license to get auto insurance in Rhode Island
Driver's licensure is a condition of getting auto insurance.
Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.
If you are old enough to have a driver's license, then you are old enough to have auto insurance ... simple as that!
It depends on your insurance and where you are from.
If your driver's license expires will you still be covered under your auto insurance policy?