Homeowner's Insurance

Does your home owners insurance cover your foundation?

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2005-10-21 03:35:46
2005-10-21 03:35:46

No.

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That would depend on your policy JUST like what type of car insurance you have.

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Your homeowners insurance covers your home structure.

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No. Movement of earth is specifically excluded by homeowners insurance. This is the fault of the builder for not compacting the earth properly and providing the proper foundation. Home insurance was not made to cover such.

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No, Pest control is an owners maintenance issue.

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No, That's what you major medical insurance policy is for.

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It will likely cover up to $200. Good Luck.

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It depends on what caused the damage to the bricks. Did a car run into your brick home, Then the drivers Auto Insurance policy should cover it. Did a storm blow out your bricks, Then your home owners policy would cover it if you have wind storm coverage. If your home is just old and the bricks are crumbling due to age or lack of maintenance, then they may not be covered on your home owners insurance policy. Home owners Insurance, just like auto insurance does not provide coverage for normal wear and tear or for normal maintenence issues.

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Depends on the cause, all homeowners policies require that the loss be caused by a 'covered peril' also must be sudden and accidental not gradual deterioration.

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Your own home owners insurance most likely will not... probably an exclusion for damage to your own property from an accident of that nature. If the home your grand daughter lives in has renters or home owners insurance, then that policy will probably cover it.

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Single interests insurance is hazard coverage obtained by the lender to cover it's interest in the described property.


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