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Yes, he or she should. And further, you should receive an official letter of declination directly from the insurance carrier.

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17y ago

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How do you get life insurance if you have been denied because of health?

you go get a lawyer . :)


Life insurance agent?

A life insurance agent is the person who knows about the various life insurance policies and explains them to potential clients. The agent is the person who sells you life insurance.


If you are denied by a life insurance company will there be others that may insure you?

Yes, but it makes it more difficult to find them once you have been denied. This is why you should always work with a broker!


Can life insurance agent sell general insurance?

No.


Can you write your own life insurance policy as a life insurance agent?

Yes you can. As an agent, you are allowed to write your own policies.


How to insure your parents with life insurance?

Call a licensed life insurance agent


Where can I get the right insurance agent training to advance my career?

There are many insurance agent training courses that could be right for you. For example, for life insurance training, you could try the courses provided by Independent Life Insurance Agent Association.


Can a minor be denied his right of life insurance because he committed attempted suicide?

Logically, he should not be denied his right of life insurance,even after his act of attempted suicide.But if there was police case,it's better to reveal the fact in the proposal form for consideration of the Insurance Company.


What role does a insurance advisor have?

An insurance advisor/agent gives probable customers knowledge about an Insurance Plan and sell Insurance Policies. There are three types of insurance agents : 1. Life Insurance Agent. 2. General Insurance(Non-Life) Agent. 3. Composite Insurance Agent(i.e. both life and non life agent). An insurance broker can also be an insurance advisor. Difference between an insurance agent and an insurance broker are: 1. An insurance agent is employed by only one general insurance company or one life insurance company or both(depending on the type of Agent) but an insurance broker can work with any insurance company(Life or General). 2. An insurance agent is accountable to Insurer(insurance company) but an insurance broker is accountable to customers, i.e. an insurance broker works on behalf of customers to seek a better insurance plan. 3. Both agents and brokers are reimbursed by insurance company. 4. There is no capital requirement for Insurance Agents but Insurance brokers must have capital of Rs. 50 lakhs for direct broker, Rs. 1 crore for reinsurance broker and Rs. 2.5 crore for composite broker. Generally Insurance brokers works with big businesses whereas agents work with all type of businesses.


Is it possible for one to get life insurance advice from your State Farm agent?

"State Farm doesn't just provide automobile and house insurance; they also provide life insurance. So, you should be able to get advice from a State Farm agent on life insurance."


What has the author Gary H Snouffer written?

Gary H. Snouffer has written: 'Life insurance agent' -- subject(s): Life Insurance, Life insurance agents 'The Sales & Marketing Guide to Variable Annuities' 'Variable Life Essentials' 'Property & casualty insurance agent' -- subject(s): Casualty Insurance, Property Insurance


What is the average age of a life insurance agent?

61