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If you are in an accident and at fault do you get points on your license or your insurance policy or both?

Your question makes (2) assumptions. (1) that you were cited and (2) the violation has points. Not all vehicle code violations have points associated with them. Points are only assigned by the state to your driving record (license) upon conviction. When/if your insurance company reviews your driving record and sees the accident (not the points) and that you are listed as unit or vehicle 1 (at fault) then they may charge a surcharge


Is the insurance company liable to pay damages to any cars that were hit during an accident when the person had a DUI?

If you mean, "Is the insurance carrier for the at-fault driver liable to pay if the at-fault driver received a DUI," the answer is almost always "yes." The at-fault DUI driver might have a provision in his or her policy that would exclude coverage for this type of accident, but I've never seen it. And even if such a provision did exist, it's unlikely a court would uphold it because it's against public policy to place injured parties -- not to mention the drunken insured -- in a situation where they aren't indemnified. The at-fault DUI driver is in for a nasty surprise, though, when he sees what his premiums are going to be for the next few years...


What if you send a letter to a friend outside the company complaining about your boss He sees the email by accident Is that insubordination?

If a send a friend (outside of the company) an e-mail talking about my boss in a negative way and he accidentally sees it, is that insubordination.


Do insurance agents submit the auto claims to the insurance company?

Yes that is how it works. The mechanic may also submit info to them once he sees the car.


If you pay for accident damages yourself will insurance rates go up?

Depends, if a tree falls on your car and you pay for damages yourself then no. If another party is involved in the accident then yes. The reason being is even if you don't report your damages on your insurance the other party may report to theirs. The data from the accident is then reported into the CLUE insurance database and will cause your rates to raise since the database 'sees' that you were involved in an accident. Bottom line, it's best to report to your insurance yourself and let them pay out since you're going to feel the pinch anyway.


How does an insurance company determine loss of eye use for an eye loss benefit does the eye need to just see black or would they accept if an eye sees a dark cloud with only a perception if light?

80% vision loss is considered complete loss to an insurance company,however a eye specialist has to determine that that and submit it to the insurace company 80% vision loss is considered complete loss to an insurance company,however a eye specialist has to determine that that and submit it to the insurace company


Who is at fault if Driver A was changing lanes and then Driver B rear ends Driver A and then Driver B leaves the scene of the accident?

Nobody is at fault ... Driver B left the scene of an accident ... it was "B's" fault, but you do not know who Driver B is, so there is nobody to blame.Probably better off anyway - chances are Driver B had no insurance, let alone a drivers license ... and even if they had stayed and were charged with being at fault, your own insurance would wind up repairing the damage you your vechicle.AnswerDriver B- Sounds like he was an idiot! AnswerIf driver A was "cutting up" driver B while changing lanes (e.g. sees their exit and crosses two lanes full of traffic to get to it) then they may be at fault. If driver B was frightened by this action they may leave the scene fearful that aggressive driver A is going to attack them. They may be making their way to a police station to report the incident.AnswerFrom what I understand, driver B is by default the most likely to be at fault unless the facts are reviewed and point to another conclusion, ESPECIALLY if driver B is within X car lengths of driver A. Lewis hamiltons


What is meant by a company's vision?

Where the company sees itself in the future.


What is meant by company vision?

Where the company sees itself in the future.


If you are at fault for a car accident but the other driver flees the scene are they now at fault?

Well it all depends on who created the accident...lets say that there's a guy driver and a girl walker, the girl is walking down the road just minding her own business. The guy driver sees the girl from afar and slows down and tries to get her attention. He talks to her and gets her to get in the car with her. She agrees and gets in the car. They start to drive and then it turns into a rape case.........end of story!!!


Can you settle auto personal claims without going to court?

Yes, and it frequently happens. When an accident happens, the injured person normally has 2 years before it has to file suit and some of this time is used to try to settle the matter before filing a lawsuit. The usual process is the person who caused the accident notifies his insurance company and gives it the details. The injured party sees a lawyer about suing. When the injured person is about done with treatment and it is known whether future medical treatment is needed, his lawyer is ready to put a dollar value on the injury. The lawyer will advise you or your lawyer of the amount of money they intend to sue for, but will offer the insurance company a chance to settle before that. The insurance company reviews the claim and the facts of the accident and injury and determines what it is willing to pay prior to suit being filed. A lawyer for the insurance company tells the other lawyer what they will pay at this time. If everyone is satisfied with the amount offered, it is accepted. Everyone signs appropriate releases, the money is paid and that is that. If the amount is unaccpetable, suit gets filed, but the negotiations starts again and the suit might be settled before the trial date.


Is sees candies company big?

Yes, it is a relatively large and successful company.