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Yes.
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∙ 16y ago
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Are there policies or companies that cover anyone driving your vehicle?
If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.
Does full coverage insurance cover damages to the other persons vehicle if you are at fault in a no fault state?
In this state, a no fault state, full coverage insurance covers the other vehicle if you are at fault.
What if both parties only have liability insurance after a car accident?
If you were at fault, your insurance co will cover the damages to the other vehicle ONLY, not your....and vise virsa.
You have collision insurance is uninsured motorist insurance necessary?
Collision insurance will cover the damages to your vehicle- no matter who is at fault. Uninsured coverage is used if the other vehicle is at fault for the accident and you and/or anyone in your car is injured. This coverage will typically pay for related medical bills, loss wages, and general damages (i.e pain and suffering). Liability = Other vehicle damage Injuries to driver/passenger in other vehicle Injuries to passengers in your vehicle if you are at fault Collision/Comprehensive = Cover damages to your car Uninsured/Under-insured = Injuries to you or your passengers when another vehicle is at fault and does not have insurance or has minimum coverage
Will insurance cover damages on other vehicle even though your vehicle is unregistered?
Yes, they will ADDED: Not enough information to provide a proper answer. Owner's insurance? Most likely not unless this is an expired registration and the registration can be renewed retroactively. Otherwise, most likely the driver's own insurance, if any, would be needed to cover the damages.
What does liability auto insurance cover?
Auto liability insurance is specifically designed to cover any damage caused to other vehicles if you have an accident. It does not cover reapirs to your own vehicle. It is by law the minimum requirement for insurance in every state.
If you have PLPD and your car is totaled in an accident that is not your fault will the other drivers insurance cover your damages?
I have PLPD insurance and was in an accident that was the other driver's fault. The lady's insurance paid for the damages, around $3000 which was the blue book retail value of the car, and they paid for a rental car for a short period. Since I had PLPD insurance, I had to pay for extra insurance on my rental vehicle, $12 a day extra, that their insurance would not cover and came out of my own pocket.
What does collision auto insurance cover?
Covers medical expensives for you and passengers, will cover damages if other driver who is At Fault doesnt have insurance.
What is vehicle liability insurance?
Vehicle liability insurance is insurance that only covers the other car. That means that if you get in a wreck, you are liable for what happens to your car. It also means that that your insurance company will pay for the damages to the other person's car if the accident is found to be your fault, but if it is the other person's fault, then their insurance will pay for the damages to your car.
How do you determine if your insurance will pay for all damages in an accident?
Depends on which state, and who is at fault. This answer will cover most cases. If the accident is not your fault, then the other party's insurance will cover your vehicle damages up to the book value unless there is extensive damage which will otherwise make the vehicle a total loss. Should the other party not have insurance, call the police, and unless you have full coverage or uninsured motorist, your only option is to sue the other party for the cost of damage to your vehicle. If you are at fault, regardless of policy type, your insurance policy will cover other vehicle damages. As far as your own car is concerned, your damages are covered only if you have a full coverage policy on your car. If you don't have insurance and you have an accident, expect lots of legal troubles such as lawsuits to come your way. Beware! There are caps to most insurance policies. For example, say you hit a car for $11,000 damage but your insurance liability covers only up to $10,000, then you can be sued for the remaining $1,000 by your insurance company. So make sure you have the proper coverage!
Do you file a claim with your insurance company if it is your mistake?
yes if you are in an accident and especially if you are at fault of an accident, you must file with your insurance company, so your insurance company can cover your damages and or other vehicle involved or pay subrogation demand once received from other vehicles ins company, if the other vehicle chose to use their coverage.
What does broadened collision auto insurance cover?
Covers medical expensives for you and passengers, will cover damages if other driver who is at fault doesnt have insurance.
