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Unfortunately, we are learning the hard way after Hurricane Irene that insurance does not cover for damages caused by sump pump failure due to a power outage. NOT happy about it, but we continue to work with the wet vac and fans, de-humidifiers. After some research, I have found that some insurance companies do offer a separate clause for this. Generators or battery back-ups for sump pumps seem to be the way to go. That will be our next investment after replacing what we will end up losing.

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Q: F your sump pump overflows due to a power outage does your insurance cover it?
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