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Technically your friend doesn't have to change her name at all. They would treat her situation the same way as if she kept her maiden name. I know lots of people that get loans, buy houses, even change their name on their driver's license with no problems. It's just a name, and it's easy enough to know who she is.

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Q: Friend who didn't change her name on her social security card when she go married but she frequently will sign legal document using her husbands last name. I fear she may run into some legal issues?
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