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2012-07-17 03:56:51
2012-07-17 03:56:51

I have a good income but poor credit.

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Sub prime can be used in two aspects 1. Sub prime customer - A customer who does not have a great credit history and does not have the income to pay the monthly mortgage payments on the loan he is asking for 2. Sub prime Loan - A loan that is granted to a sub prime customer If you have a monthly income of $10000 and you ask for a mortgage loan with monthly payment of $4000 then you are a good customer If you have a monthly income of $4000 and you ask for a loan with monthly payment as $10000 then you would be a sub prime customer


Yes, if your credit is good enough. I have never had to have a cosigner for a car loan.


You need a good credit score of 700 or more, a good credit history and report, proof of employment and income source and a reasonable loan to value and debt to income value.


Your credit rating information and job status are required for getting any kind of loan in the present world. If you have good credit score and stable income, you will get loan immediately.


Pretty good if your credit score is high enough. You possibly could qualify for a "Stated Income" loan. On investment property for a stated income loan you normally would have to have a 10% down payment. You can get into a mortgage loan with a lesser down payment going this route, but, you'll definitely be paying for it in your interest rate.


Anyone with good credit, who is willing to put their good credit on the line for you, and willing to guarantee that your loan will be paid even if they have to pay it, can co-sign a loan.Anyone with good credit, who is willing to put their good credit on the line for you, and willing to guarantee that your loan will be paid even if they have to pay it, can co-sign a loan.Anyone with good credit, who is willing to put their good credit on the line for you, and willing to guarantee that your loan will be paid even if they have to pay it, can co-sign a loan.Anyone with good credit, who is willing to put their good credit on the line for you, and willing to guarantee that your loan will be paid even if they have to pay it, can co-sign a loan.


Received 4000 on credit account during the month of june? Ans):- Cash A/c Dr To Loan A/c


a minor would need good credit (income + a history of paying bills on time)


Do you have other credit cards, loans, or other debt? Your debt to income ratio is also held accountable when they're looking at giving you a loan. Do they ask for you to provide income? If so, are you able to prove it? Usually that helps as well


You will need to have good credit to get a big loan quick. If your credit is good, then visit your local bank to fill out a loan application.



In order to get auto loans, you need to have pretty good credit. With banks looking more at the credit someone has, a good credit score will mean a better auto loan for you. There are still some auto dealers who will give you a loan on a car if you can provide proof of income. An auto loan has lower interest rates than housing loans, and they are easier to pay back. You have more flexibility with auto loans as well.


If you belong to a bank or credit union, check with them first. If your credit is in good standing, their loans will almost always be better (in terms of interest rate) than a short term loan place. For any loan you will need to show proof of income, and will likely have to submit to a credit check.


No, that is getting a loan with a loan. If anything it will count against your credit worthiness.


A person cannot include someone's income on a car loan, without their bad credit affecting the outcome of the loan. If another person is placed on the car loan, that other person will also be run through a credit check. This includes cosigner applicants.


Getting a personal loan to pay off debts is almost impossible unless you have great credit, income and just want to have one payment. You could get a signature loan in this matter. The other way to get a loan to payoff you bill is to take funds out of your mortgage. If you don't have a house with value, no good credit or great income, I have to be honest and say that getting a loan is not possible. You need to get a good understanding on how the credit system works and I recommend Phil Turner's Book titled The Credit Bible, everything you'll ever want to know about credit. I've used it myself and recommend to my friends.


Yes you will. You will definitely need some good credit if you want to get a collector car loan. If you do not have good credit, you will not get the loan.


Yes you can, there are bad credit loan providers out there that will not require proof of income for a higher interest rate. Try this one at http://www.autocreditfinancial.ca if you are in Toronto, Canada.


Generally, FHA credit score requirement is 620-640, and 660 for a conventional loan, so yes. The rest depends on your income, debt to income ratio, and down payment.


It will be hard to get a loan when you have bad credit. However, if you already have a loan and have bad credit on other things such as credit cards, then keeping your payments current on your loan can help improve your bad credit over time.


Debit: Deferred loan origination fees Credit: Interest income


Long term loans are generally given to someone who is a borrower, with monthly income, and has a valuable asset. Good credit will get you a better loan opportunity, however, there are places who give loans to those with poor credit.


Find a rent to buy or one where the owner will carry the paper or a co signer.


yes, the reason for the co-signer is either due to lack of credit or the possibility of insufficient income to repay the loan



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