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What are sub primes?
Sub prime can be used in two aspects 1. Sub prime customer - A customer who does not have a great credit history and does not have the income to pay the monthly mortgage payments on the loan he is asking for 2. Sub prime Loan - A loan that is granted to a sub prime customer If you have a monthly income of $10000 and you ask for a mortgage loan with monthly payment of $4000 then you are a good customer If you have a monthly income of $4000 and you ask for a loan with monthly payment as $10000 then you would be a sub prime customer
Can you get a car loan without a co-signer a small loan only about 4000?
Yes, if your credit is good enough. I have never had to have a cosigner for a car loan.
What do you need when you apply for a mortgage loan?
Good credit and adequate income.
How can one apply for a Chase home equity loan?
You need a good credit score of 700 or more, a good credit history and report, proof of employment and income source and a reasonable loan to value and debt to income value.
How likely am I to get a loan?
Your likelihood of getting a loan depends on factors such as your credit score, income, and debt-to-income ratio. Lenders assess these factors to determine your creditworthiness and the risk of lending to you. It's important to have a good credit history and stable income to increase your chances of getting approved for a loan.
What are the best answers to get a loan?
The best answers to get a loan are having a good credit score, stable income, low debt-to-income ratio, and a solid repayment plan.
What information do you need to get a loan?
Your credit rating information and job status are required for getting any kind of loan in the present world. If you have good credit score and stable income, you will get loan immediately.
What are the requirements for obtaining a loan with a cosigner?
To obtain a loan with a cosigner, the primary borrower typically needs to meet the lender's credit and income requirements. The cosigner must have a good credit score and sufficient income to cover the loan payments if the primary borrower cannot.
What do I need to get approved for a loan?
To get approved for a loan, you typically need a good credit score, stable income, and a low debt-to-income ratio. Lenders also consider your employment history and the purpose of the loan.
What are the requirements for obtaining a credit loan?
To obtain a credit loan, you typically need to have a good credit score, stable income, and a low debt-to-income ratio. Lenders also consider your employment history and may require collateral or a co-signer for approval.
What are the eligibility criteria for obtaining a Credit Suisse loan?
To be eligible for a Credit Suisse loan, you typically need to have a good credit score, stable income, and meet the bank's specific requirements for income and debt-to-income ratio. Additional criteria may include a minimum age requirement and residency status.
What are the requirements for obtaining a guarantor personal loan?
To obtain a guarantor personal loan, you typically need a guarantor with good credit and stable income to co-sign the loan agreement. The guarantor is responsible for repaying the loan if the borrower defaults. Additionally, the borrower must meet the lender's credit and income requirements.
