The best place to ask about a loan is your current bank. A bank that you have established a relationship with will be more likely to work with you on loans than an outsourced loaner.
There are several companies where you can credit score advice before applying for financing when looking into housing. One website that provides credit score advice is: http://www.bills.com/loans/.
Yes, in-house financing can impact your credit score. When you use in-house financing to make a purchase, the lender may report your payment history to the credit bureaus, which can affect your credit score positively or negatively depending on how you manage the payments.
If you're looking to check out your credit score, I recommend going to Equifaxs.com and using their service to check out your score. For advice on getting a better credit score, I recommend always paying off your dept in time, and lowering the amount of dept you currently have. You can do this by cutting back on extracurricular projects.
You can get your credit score by getting a copy of your credit report from one of the three reporting agencies. You can visit their websites at www.experian.com, www.transunion.com and www.exuifax.com to get those reports. You can also get advice on how to improve and protect your credit score by visiting http://money.msn.com/credit-rating/9-fast-fixes-for-your-credit-scores-weston.aspx
No, getting denied credit does not increase your credit score.
Your credit score can possibly affect your interest rate when you apply for home financing. If you have a low credit score, you are considered a higher risk to the bank, and therefore, they may raise your interest rate.
A credit score of 606 is considered a good credit score. 680 and above is considered an excellent credit score. A good credit store is important if you need to acquire financing for a car, home, or business.
This is dependent on the individual. You can find out a lot of information about your credit score in relation to home buying on about.com. Here's the website: http://homebuying.about.com/cs/yourcreditrating/a/credit_score.htm
I know you can check your credit report on www.freecreditreport.com they also have a lot of tips and advice to get your score up, and keep it there.
Financing through Best Buy can impact your credit score in both positive and negative ways. If you make on-time payments and manage your account responsibly, it can help build your credit history and improve your score. However, if you miss payments or carry a high balance, it can hurt your credit score. It's important to be mindful of how you use and manage your Best Buy financing to ensure it has a positive impact on your credit.
You can go to irs.gov and get your credit score and advice on how to improve your score. You can also go to your banking institution and have them use their repayment calculator as well.
There are several websites which allow you to request your credit score report online as well as provide advice on how to improve your credit. An example of such a website is www.annualcreditreport.com/