The best place to ask about a loan is your current bank. A bank that you have established a relationship with will be more likely to work with you on loans than an outsourced loaner.
There are several companies where you can credit score advice before applying for financing when looking into housing. One website that provides credit score advice is: http://www.bills.com/loans/.
If you're looking to check out your credit score, I recommend going to Equifaxs.com and using their service to check out your score. For advice on getting a better credit score, I recommend always paying off your dept in time, and lowering the amount of dept you currently have. You can do this by cutting back on extracurricular projects.
You can get your credit score by getting a copy of your credit report from one of the three reporting agencies. You can visit their websites at www.experian.com, www.transunion.com and www.exuifax.com to get those reports. You can also get advice on how to improve and protect your credit score by visiting http://money.msn.com/credit-rating/9-fast-fixes-for-your-credit-scores-weston.aspx
Your credit score can possibly affect your interest rate when you apply for home financing. If you have a low credit score, you are considered a higher risk to the bank, and therefore, they may raise your interest rate.
A credit score of 606 is considered a good credit score. 680 and above is considered an excellent credit score. A good credit store is important if you need to acquire financing for a car, home, or business.
This is dependent on the individual. You can find out a lot of information about your credit score in relation to home buying on about.com. Here's the website: http://homebuying.about.com/cs/yourcreditrating/a/credit_score.htm
I know you can check your credit report on www.freecreditreport.com they also have a lot of tips and advice to get your score up, and keep it there.
You can go to irs.gov and get your credit score and advice on how to improve your score. You can also go to your banking institution and have them use their repayment calculator as well.
There are several websites which allow you to request your credit score report online as well as provide advice on how to improve your credit. An example of such a website is www.annualcreditreport.com/
You can obtain your credit score from freecreditreport.com and from your bank or financial institute. You can also get helpful advice from these sources.
Your credit score is what determines what you will pay on your vehicle. The bank checks your credit score and you are classified in one of three categories. The prime customer or top category, the near prime customer the middle and sub prime and those are considered the bottom of the credit ladder and the lower you are the higher the interest rate.
An 808 credit score is very good, any score in the 800 range will qualify you for most financing. According to credit experts, you do not want to let your score fall below the 700 range.