Yes, an insurance agent who works for your insurance company should be able to help you find the right medical plan for you and your family. You can also find more information here: www.blueshieldcamedicare.com
You can choose to join a Medicare Advantage Plan (like an HMO or PPO), and the plan may include Medicare prescription drug coverage. In most cases, you must take the drug coverage that comes with the Medicare Advantage Plan.
It usually does save you to have a suplamental plan. You can talk to a medicare counsilor and they can help you find what's best.
6 months prior and 6 months after your Medicare Part B effect month is your guaranteed issue period. During that time you can join a Medicare supplement plan without answering health questions. After that time period you can join a supplement plan at any time but you may be subject to the companies health underwriting. In some states United of Omaha offers the Plan N on a guaranteed basis for anyone over age 65 with Medicare A & B.
The answer depends on what type of Aetna Medicare Plan you have. If you have an Aetna Medicare Supplemental Plan, then Original Medicare pays first and the Aetna plan pays secondary If you have an Aetna Medicare Advantage HMO Plan, then the Aetna plan will always be primary as Medicare has assigned the benefits over to Aetna for processing and administration.
No, a patient cannot have both Original Medicare and a Medicare Advantage plan simultaneously. Medicare Advantage plans are an alternative to Original Medicare, and when a patient enrolls in a Medicare Advantage plan, they effectively replace their Original Medicare coverage with that plan. However, patients may have supplemental plans, such as Medigap, alongside Original Medicare, but not with a Medicare Advantage plan.
The type of supplement plans that are offered by Medicare depend on the area in which you live. Even then they use vague plan names like "Plan A" or "Plan B". Each of these services vary in how much Medicare will help pay for one's medication.
There are many Medicare options available to the public, but choosing the right one for you can be a chore. The difference lies in the amount you want to pay in and the overall amount of coverage you're looking to receive. If you want premium insurance, it is going to cost a more premium price to obtain. Pick what suits your budget.
If you are covered under your husband's plan and he is working, his plan is primary to Medicare. If you are not covered under your husband's plan, Medicare is primary.
When choosing a Medicare plan, the most important item is the type of coverage for which you are looking. Medicare plans are offered as HMOs, PPOs and pay-for-service plans. The prescription medicine co-payment varies as well as premium levels.
Medicare
large group health plan
Yes; by definition, Medicare supplemental insurance "supplements" Medicare A & B.