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A high-deductible health plan contains certain minimum dollar limits on the annual deductible and maximum limits on the out-of-pocket expenses listed under the plan.
An individual health care plan would be considered high-deductible if it has an annual deductible of at least $1,200. A plan for family coverage is considered high-deductible if it has an annual deductible of $2,400. Out-of-pocket expenses for 2011 may not exceed $5,950 for individual coverage and $11,900 for family coverage. Out of pocket expenses include deductibles, co-payments, etc.
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What else can I help you with?
Where can one find a high deductible health insurance plan?
There are a number of places where one could find a high deductible health insurance plan. Some businesses that offer high deductible health insurance plans include Aetna and United Healthcare.
What is the most common deductible for a health plan inbusiness today?
I think $500 is pretty common. Some plans have no deductibles. High-deductible plans can run into the thousands.
Where can one find information on high deductible health plans?
When searcing for high deductible health plans, one could ask for recommendations from family, friends, and neighbors. Also doing research on line comparing prices with well know companies is benficial.
What Health plans are available in Mesa County CO?
There are many health plans available in colorado, including PPOs, HSAs and High Deductible Plans. Depending on your health history you can, you may qualify for preferred ratings.
What are the different types of available health plans?
There are many types of health plans available, though not all employers off the same plans. Some examples of plans include HMO's and PPO's, or high deductible catastrophic insurance.
What are the problems with discount health plans?
Some of the problems with discount health plans may include false and dodgy advertising from companies that may include hidden charges. Another problem with discount health plans as well as a very expensive high deductible.
What are some options for cheap couple health insurance plans?
Some options for affordable couple health insurance plans include exploring marketplace plans, considering high deductible plans with health savings accounts, and looking into short-term health insurance options. It's important to compare different plans and consider factors like coverage, premiums, and out-of-pocket costs before making a decision.
What are the different types of medical insurance available?
The different types of medical insurance available include health maintenance organizations (HMOs), preferred provider organizations (PPOs), point of service (POS) plans, and high-deductible health plans (HDHPs) with health savings accounts (HSAs).
Which plan requires a high deductible to be met before any payments are made by the health plan?
A high deductible health plan requires individuals to pay a certain amount out of pocket before the health plan starts making payments.
What are the employer health insurance options available to me?
Employer health insurance options typically include HMO, PPO, and high-deductible plans. HMOs require you to choose a primary care physician and get referrals for specialists. PPOs offer more flexibility in choosing doctors but may cost more. High-deductible plans have lower premiums but higher out-of-pocket costs. Employers may also offer health savings accounts (HSAs) or flexible spending accounts (FSAs) to help cover medical expenses.
What is a medical savings account?
are not health insurance plans in the strict sense, but offer a partial alternative to expensive individual private insurance plans.are similar to Individual Retirement Accounts.must be combined with a qualified high-deductible private health plan
What are the eligibility requirements for health savings account eligible plans?
To be eligible for a Health Savings Account (HSA), you must have a high deductible health plan (HDHP) and cannot be covered by other health insurance that is not an HDHP. You must not be enrolled in Medicare and cannot be claimed as a dependent on someone else's tax return.
