answersLogoWhite

0


Best Answer

You can take steps to improve your credit score. The number of variables that play into an individual score. Tips on how to raise your credit score and manage credit responsibly, including paying bills on time, paying off debt, and managing credit history.

User Avatar

Wiki User

โˆ™ 2013-12-09 00:00:24
This answer is:
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
User Avatar
Study guides

Credit

23 cards

What can a creditor do if you are in default on a credit card

What do you do when your application for credit is rejected

How can you get a loan with 470 credit score

Monique's previous credit card balance is 199.26 and she has a monthly finance charge of 1.5 How much will the credit card company assess in finance charges on this balance

โžก๏ธ
See all cards

Business Accounting and Bookkeeping

21 cards

How would you run a report that listed only disputed transactions

What is correct a report was run or a report was ran

You are trying to schedule a monthly meeting on your calendar Does the iPhone let you set it up for every Wed of the month

True or False When performing Cardholder Account Maintenance the Approving Billing Official will send all maintenance requests directly to the bank

โžก๏ธ
See all cards

Credit and Debit Cards

26 cards

How soon after you are denied credit must you receive notice both verbally and by letter

How long will negative information concerning your use of credit be kept in your credit report

Which of these is the best description of delinquency

How long will credit inquiries remain on your credit report

โžก๏ธ
See all cards

Add your answer:

Earn +20 pts
Q: How can I get a higher credit score?
Write your answer...
Submit
Related questions

Is 696 a good credit score?

Yes, a 696 is a very good credit score. The higher the score a person has the better chance to get credit.


How does your credit rate effect your mortgage rate?

The higher your credit score, the lower your payments. The lower your credit score, the higher your payments. The analogy above shows how your credit rate affects you mortgage rate.


How does a 678 credit score rank?

A score of 660 is generally considered the lowest "good" credit score. A 678 is slightly higher, but you'll get better interest rates for your credit with a score in the 700s.


IS 691 credit score good?

691 is in the higher side of the credit score scale. Any score under 650 is considered low.


Whats a good credit score?

According to a recent study done by Experian, the average credit score in the US is 687. A good credit score is usually 720 or higher.


What should my credit score be to get a home loan?

The higher the credit score you have, the better chance of being approved for a home loan. You may still get a home loan on a lower score, but the payments and interest will be higher.


What effect does a credit score have on a mortgage?

The credit score can effect mortgage rates in a lot of differnt ways. If someone has a high credit score he get a lower mortgage rate and if someone has a low credit score he gets a higher mortgage rate.


Is hope credit a site that helps you to get to a credit score you hope for?

The Hope Credit is a tax credit for students enrolled in universities or higher education in a disaster area. It will not affect your credit score.


What credit score do credit card companies look for?

most credit card companies that lend to "Prime" consumers like to see a credit score of 650 or higher... any score over750 is considered excellent


How important is my business' credit score when applying for business loans?

Your business' credit score, and your own personal credit score, are critical components to landing a business loan at a reasonable rate. The higher your score, the better your rate.


What score shows a good credit history?

The average credit score is 687, according to Experian. But if you're looking to get into the Good range, you will need to increase your credit score up to 750 or higher.


What is a 584 credit score mean?

560-619 credit score is very risky. So it is not a good score. At first you have to check why you have this type of score. Then you have to increase it. If your score is higher than 660, you will be considered a good credit risk.


Is 801 credit score good?

Yes. according to experian.com credit score rating this means that your credit score ranks higher than 99.84% of U.S. consumers. This is current as of 7/7/08.


Is it possible to have a credit score higher than 850?

no no


Does your credit score affect your auto loan rate?

Absolutely it does! Your credit score is used by credit agencies to determine the amount of risk they are taking on. If your credit score is bad or low then you auto loan rate will be higher. However, if your credit score is good or high then your auto loan rate will be lower.


Credit Rating Score and Your Wallet?

People with a lower credit rating score present a higher risk to lenders than those with a higher credit rating score. Therefore, those who present the highest risk will receive the highest interest rates and those who present the lowest risk will receive the lowest interest rates. While this may not seem fair, the bank sees someone with a 650 credit rating score as a higher risk of defaulting on their loan than a person with a 750 credit score. This is because, statistically speaking, those with a 750 credit rating score do default less than those who a 650 score.


Do mortgages go up if you have bad credit?

Absolutely. If your credit history is negative and your scores are low as a consequence, lenders will consider you a higher risk. If your credit score is, for example, 680, a lender will charge you a higher interest rate than someone with a credit score of 750.


How can one raise their credit score?

The most important factor in a credit score is paying one's bills on time. Any late payment lowers the credit score, but a higher ratio of on-time payments will raise it. Paying down some debt will also raise the ratio of available credit and raise the credit score.


How good is the credit score of 670?

A 670 credit score is reasonably good. The widest-adopted credit score ranking, FICO, classifies 670 as 'Preferred'. Falling below 660 will drop the score's grade to 'Standard', while rising to 700 or higher improves the score to 'Prime'.


What is a good credit score to rent a condo?

Any credit score (also called a FICO score) of 650 or higher, most lenders will be comfortable with. Any score over 700 is considered an excellent risk.


How high does your score have to be for approval on an apartment rental credit check?

Credit scores range from 300 to 850. The average credit score is 678. A score under 620 would put you in the higher risk category, where you may not qualify to rent the apartment.


How is someone's credit card limit determined?

Someone's credit card limit is determined by examining their credit score. Typically, one who has good credit will receive a much higher credit card limit than one who has a bad credit score.


What is a baseline acceptable credit score?

A FICO (Fair Isaac Company) score of 660 and higher is considered a good credit score. Scoring in the high 700s is better, of course, but a 660 score is the bare minimum for getting reasonable interest rate offers for credit.


What does a credit score of 552 mean?

If you've got a credit score in this range, there is no question that your credit score is in need of serious credit repair. Credit scores in this range are just flat out bad. You're clearly paying higher interest rates and making credit mistakes that will impact your life for years to come.


Is a credit score of 709 good?

This is an OK score. If you get the score up to 770 and higher, you'll qualify for lower interest rates on loans. Over 800 and your a near-zero credit risk.