The national Foundation for Credit Counseling has a site to help you find a reputable debt counselor I have provided you with a link to debtadvice.org.
The sooner you get started on repairing your credit, the sooner you will improve.
Your first step should be to request a free credit report, which you should use to detect any false information that can then be dealt with by contacting your creditors. After that, you need to do everything you can to pay down your balances. See if your creditors will work with you to come up with lower interests and monthly payments, and use a budget to find where you can save money that you can put toward your debts. If at all possible, leave your credit cards at home; this will keep you from adding to your debt while you are trying to pay it off. Make sure to make your payments on time, and pay as much over your minimum payment as you can afford, focusing on the highest interest rates first. If you are so overwhelmed that you cannot pay your minimum payments, contact a credit counseling service. They may be able to help you further. Once you have gotten your debt down by paying off all credit cards and getting current on any long term debts (car payment, mortgage, etc.) you may start building your credit
It will be hard to get a loan when you have bad credit. However, if you already have a loan and have bad credit on other things such as credit cards, then keeping your payments current on your loan can help improve your bad credit over time.
If you have bad personal credit, the best thing you can do to help improve your chances of getting a business credit card is to register your business as a completely separate entity from your personal credit.
Restoring bad credit takes time. You can start by requesting your credit report and dispute negative mistakes that you may find. Only the passage of time can improve your credit when you have legitimate negative remarks in your credit report.
You can improve your credit score in order to qualify for a loan by paying all of your bills on time, reducing your debt to income ratio and checking your credit report to make sure there are no errors.
If you have bad credit and want to apply for a car loan, be honest with the creditor. Let them know you have bad credit, but show that you have made consistent payments on particular bills recently.
It will be hard to get a loan when you have bad credit. However, if you already have a loan and have bad credit on other things such as credit cards, then keeping your payments current on your loan can help improve your bad credit over time.
Hiring a cleaning company to clean for you can improve a bad credit rating by them providing a service and you paying them on time showing that you can be relied on to keep up with payments.
The main qualifications for obtaining tenant loan with bad credit is to have bad credit in the first place. One can improve later from this by fixing their credit as they accept and pay off the loan.
If you have bad personal credit, the best thing you can do to help improve your chances of getting a business credit card is to register your business as a completely separate entity from your personal credit.
Restoring bad credit takes time. You can start by requesting your credit report and dispute negative mistakes that you may find. Only the passage of time can improve your credit when you have legitimate negative remarks in your credit report.
The best way to improve your credit is to pay all your bills on time everytime.
You can improve your credit score in order to qualify for a loan by paying all of your bills on time, reducing your debt to income ratio and checking your credit report to make sure there are no errors.
If you have bad credit and want to apply for a car loan, be honest with the creditor. Let them know you have bad credit, but show that you have made consistent payments on particular bills recently.
There are no quick fixes to improving bad credit reports. The best thing is to slowly rebuild credit by paying bills on time, paying more than the minimum on credit cards, and avoiding common credit traps.
Improve your credit score.
not always, depends on your credit situation. keep using and paying off your credit card every month to improve your credit score
This should be a easy solution, there are B-list lenders out there that will offer you a loan with bad credit. At a higher interest rate, it sure beats taking the bus. And over time it will improve your credit.