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Most savings accounts that have good rates are around 3% APR, however most savings accounts that are not money market savings go down after a while to about .5%APR or lower. Your best bet is to save up and get a money market savings account, or find a bank offering 3% Fixed APR for a good period of time. For more info try BBT.com and look at their tips on savings which is not bad. Want to also save money? Check out www.creativesavings.media.officelive.com.

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