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While a bad credit program cannot make your bad credit disappear (don't fall for scams that say otherwise), but they can teach you how to repair the damage and move on with your life. They will help you to develop a budget you can stick to, teach you how to deal with creditors and debt collectors, give you credit counseling, and/or talk with you about the pros and cons of declaring bankruptcy. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre03.shtm#improve
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Is it good to have a loan when you have bad credit?
It will be hard to get a loan when you have bad credit. However, if you already have a loan and have bad credit on other things such as credit cards, then keeping your payments current on your loan can help improve your bad credit over time.
How can cleaning jobs help improve bad credit?
Hiring a cleaning company to clean for you can improve a bad credit rating by them providing a service and you paying them on time showing that you can be relied on to keep up with payments.
If you have bad personal credit and get a corporation tax id can you get a credit card?
If you have bad personal credit, the best thing you can do to help improve your chances of getting a business credit card is to register your business as a completely separate entity from your personal credit.
What is offered by Build My Credit?
The company known as Build my Credit offers a service that helps improve your credit score allowing for you to get loans and mortgages easier. They can help you whether you have no credit history or have a bad credit history.
How easy is it to get home loans for people with bad credit?
Obviously, it is harder to get home loans with bad credit, but it is not impossible. Logistically, there have to be methods to do so, otherwise a certain percentage of our population would be unable to buy homes. There are companies and organizations that help to improve one's credit as well as loan to those with bad credit.
Advice on how to help my bad credit score.?
To help improve your credit score, you must pay off any debt that you have incurred on a credit card. Then you must limit your spending so that you do not fall back into debt and to show that you are serious about bettering your financial condition.
Where can I go if I have a bad credit score?
Many online companies offer help to repair and improve your credit score. Here's a company my mom used last year. She said they were patient and not pushy throughout the process. She was happy with them and has gotten her way to getting back to decent credit. yazing.c om/deals/creditrepair/animanifest
Are there any prepaid mastercards that help individuals with bad credit improve their scores?
If the credit card issuing company reports to the credit bureaus, a pre-paid card can help improve a credit score over time. It does nothing to erase bad debt, collections accounts or judgments, which must be addressed individually. A pre-paid card would show the spending limit and the activity on the card and whether the limit used up each month.
Can credit companys really help fix your credit?
If you're thinking a credit company can remove bad credit from you credit bureau, they can't. What a credit company can do is to help you improve your credit by helping you budget, plan bill payment and help you reduce your debt so that you can manage your debt better.
Where can one look to find a poor credit mortgage lender who can help regardless of bad credit?
Finding a credit card with a bad credit score can be hard. The more you get refused, the worse your score gets. It is often suggested starting with a secured credit card to improve the score. Secured credit cards can be obtained at American Express and other providers.
Credit cards with 5000 limit with no credit check?
I'm not sure you are going to find that in this current economy. However if you have bad credit there is a bank that will help you improve your credit and I know people that have got approved with a credit score of 400. It's First Premier Bank Credit Card.
Will secured credit cards help improve your credit rating?
Sure! As long as they report to the credit bureaus and you pay them on time, they can definitely help your score. That is how a lot of people with damaged credit are able to help rebuild their credit. If someone's credit is so bad (350-500 credit score), typically no credit card company will extend credit to them, so they would not be able to build up their score. Secured credit cards are a great way to reduce a credit card company's risk when giving someone a credit card, while still allowing them to showcase their ability to make an on-time monthly payment and improve their credit!
