Generally, procedures for abandonment of the homeowners' association (HOA) are found in the HOA covenants. These procedures would have to be followed unless they were not consistent with state law. If the covenants do not address disbandment of the HOA, then applicable state law would govern. In any case, if you are looking to remove a HOA, you should talk to a real estate attorney.
No. When you purchased your property you acknowledged and agreed that the land would be subject to the terms, provisions, rules and regulations of the Homeowner's Association.
Not necessarily. However, the covenants authorizing the association would need to be in your title policy.
Your answer depends on the location of the house(s). Any deed for a house situated in a land-use-defined homeowners association is subject to the agreements contained in the association's governing documents. A deed for a house that is not situated in an HOA is not subject to any HOA. If you believe that your deed gives you power to disagree with HOA agreements, please consult with a local common interest community-savvy attorney, who will help you sort out your differences.
No--unless the homeowner's association is in your home's deed. To find that out, you may contact the escrow or title company who prepared you home's closing paperwork.
Yes, subject to any deed restrictions, development restrictions, homeowners association rules, zoning, etc.
Nope. The word "office" isn't part of the official name, presumably. Try substituting any other thing the Homeowners Association might have. Would you capitalize the Homeowners Association softball team, the Homeowners Association stationery, or the Homeowners Association location? (I'm a grammar Nazi--but only on request.)
If the title 'Homeowners Association' refers to an actual association, then yes. It is the name of a registered association, and is therefore a proper noun. All proper nouns should be capitalised.However, if it is used as a general term, e.g. "Are you part of any homeowners association?" then it does not require capitals.
In our little corner of the world we define/clarify a homeowner as the owner of record on the deed. So, yes, in our neck of the woods, you would have to actually be listed on the deed to be considered the "homeowner" that is eligible to be on the board, if our governing documents restricted directors to association members. If you are not listed on the deed, you are not a member of our association, even though you may be married to the person listed on the title/deed. If you're name isn't on there with him/her, then you are not a qualified owner/member of the association. However, our directors are not required to be association homeowners/members, so a spouse of a member could run for our board of directors.
It won't. Homeowners insurance is protection from sudden accidental losses, it does cover association dues.
No. The owner of the land has made the land subject to the terms, provisions, rules and regulations of the homeowner's association in order to preserve the integrity and exclusivity of the subdivision. Every lot owner has the right to expect every other lot owner to abide by all of the covenants and restrictions that affect the planned community. FYI: Generally a buyer has no standing to have any restriction "removed" from the land they intend to purchase. Generally, when land is restricted, your only choice is whether or not to purchase it "as is". If you accept the deed you also accept the encumbrances.
The only way a person is "removed" from a deed is by conveying her interest to someone else by a deed.
Yes. The homeowners association ID may be valid in any establishment.
If the subdivision is subject to a Declaration of Restrictive Covenants that include a homeowners' association then your property is subject to mandatory membership.