Cars & Vehicles

How can a speeding ticket affect your monthly car insurance rate?

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2013-05-29 04:45:56
2013-05-29 04:45:56

A speeding ticket can have a large impact on someone's monthly car insurance rate. This is because the rate increases because speeding is associated with reckless driving.

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Related Questions


If you get your first speeding ticket with no points does your insurance go up?


== == NO, but it WILL affect your car insurance costs.


A speeding ticket of 10mph less will affect your insurance directly. Premiums often go up and remain high for extended periods of time.


All driving infractions affect your insurance. Drive safely!



The speeding ticket is a separate issue. If you don't have insurance you get done for driving without insurance, speeding or not.


I recently received a speeding ticket in New Hampshire. If I plead guilty and pay the fine will this hit my MA insurance rates?


- If you get a speeding ticket while driving someone else's car will it affect her insurance. - No affect her insurance. You pay the fine or you go to court for that. - will her insurance company be notified? - No. If you drive her car with the expired lisence plate you pay the fine.


No. Speeding tickets are issued to the driver not the vehicle.



The ticket will be reported to NC and treated just as if you received the ticket in NC as it applies to your insurance rates so the answer is yes.


Speeding tickets and other accidents and violations will affect your auto insurance rates no matter what state you are in. The speed at which you were speeding can also affect your rates. One minor ticket will make very little difference in your insurance rate. Some companies do not increase your rate for just one minor violation in a three year period. It depends on the insurance company and their regulations.


Yes, a speeding ticket will affect your insurance rate. The good news is each insurance company has different rates. It depends on how many speeding tickets you have had, or if this is the first one. If you have a speeding ticket you may want to look into traffic school to wipe it off your record and keep your rates unaffected.


A speeding ticket will affect your license in most states for up to a year.


Yes. Violations will follow the license no matter where they occur.


will a speeding ticket in Europe affect my U.S. driving record?


none, you can try to fight the ticket but if you were speeding you'll lose, you will receive points for a speeding ticket, as for insurance, it will probably go up a little if you insurance co finds out.


Whether you pay a ticket or not will end up appearing on your record. If you contest a ticket in court and it gets dismissed, or you go to traffic school,the ticket should disappear from your record and not affect your insurance rates.


No you do not need to inform your insurance company of a speeding ticket you have obtained. You do need to be sure you pay your ticket to avoid having your registration canceled.


No, minor traffic violations such as speeding do not transfer. However, PennDot is notified and it may affect your insurance.


== == In MI your insurance goes up on each and every ticket you get. Not sure about Kansas, but probably the same.


In most states it is 39 months. It will also affect your insurance rates.


It most likely will. I wouldn't say anything and let them find out though.


There is not a ticket charge for a no proof of insurance in Michigan. You are given a ticket for other things, such as speeding.


Kentucky Speeding Ticket "Will it affect your insurance rates if you got a speeding ticket in Kentucky but live in another state, if this is your first ticket and you are 29?" Out of state speeding tickets are generally reported to your home state and treated as if you received the speeding ticket in your state. That means that the DMV in your state will decide if the ticket will appear on your record and if you will receive any points. There are a lot of exceptions so only the DMV can tell you how this speeding ticket will be reported on your record. Then the insurance company will have to check your MVR to be aware of the ticket. This depends on your particular carrier but most do not check every year. It is unlikely that this one ticket will increase your rates unless you make a change in your policy which causes them to check your record. Two tickets will have serious consequences on your premiums so you need to really watch your speed for awhile. lwpat yes it will



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