The speeding ticket is a separate issue. If you don't have insurance you get done for driving without insurance, speeding or not.
Yes, you should have no issue getting renters insurance with a pool on the property.
This is not a covered peril on a tenants renters insurance policy. Nor should it be. This is the landlords responsibility.
Renters insurance provides coverage for your belongings while you are renting a place to live. This type of insurance only covers belongings at your certain residence and does not cover the rental property itself.
Your home renters insurance will cover you for loss or damage to the property which you own and which is kept within your rental property. Any damage to the actual structure of the building would be covered by the landlord's insurance.
Renters insurance is insurance purchased by renters to protect their personal property in situations of fire, theft, water damage, or any other unforseen circumstance not covered by the landlord's policy. Renters insurance also helps protect renters against personal liability if someone is hurt, whether in the home or away from it, and damage to the rental unit caused by a covered loss.
The owner will usually have a policy but if you are a renter, you should have a renters insurance policy to cover your personal belongings.
Typically, renters insurance covers the contents of the rental unit when in the rental unit. Whether it covers it during the course of a move depends on the terms of the insurance policy. However, it is common that a moving company will offer property insurance to the customer for an additional fee (the equivalent of a premium).
Rental insurance only covers the renters personal property such as clothes, T.V. furniture etc. Any repairs to the dwelling is the responsibility of the landlord.
That's a first. I have never heard of any insurance paying for a speeding ticket. The person driving is responsible regardless of it being a rental car or not.
For many United States car rental agencies, the minimum age for car rental is 25. For the companies who have a minimum age of 20 or lower, car rental is a possibility. These companies all make rental insurance available to these renters, and indeed recommend it.
Other than home owners insurance covering your primary residence where you live and rental property insurance covering a home that you rent to others there are a few differences in types of coverage. While most home owners policies cover the building you live in as well as your contents (TV, Clothes, etc...), most rental property policies cover only the building. This is because in a rental property situation you usually do not own the contents inside and the renters have renters insurance to cover their own contents.
Most major insurance companies offer renters insurance and are in competition with each other. You could start by inquiring with your auto insurer or ask for a quote from another.