The family member needs be excluded to keep your insurance in effect.
Yes, by law you must list all household members. At this point they are either included in the policy or excluded. It sounds like your with a standard company that wants absolutely nothing to do with your risk. Look for somebody that offers non-standard insurance policys, at this point you can either decide to include him in the policy or exclude him. As long as his license is not permanently revoked you can include him on the policy.
Check with any company or agent that sell ''multi line'' policys if they don't see this type of coverage, they will know someone who does.
There are so many different policys that it's impossible to answer. Only your insurance company will be able to answer this question. Be sure to ask what they do/dont cover so you will know in advance.
I have 3 paid up policys with kentucky life insurance where are they now.
You will need to contact a good agent, there are many variables when rating insurance policys.
There are too many variables when rating insurance policys contact an agent or agents and get some quotes.
This varies from provider to provider but most provide basic healthcare and dental coverage for the applicant. To see the fine print, read through different company's policys.
What you need is assisted living insurance. Don't take a policy out if you are in good health until you are ready to retire. Make sure the insurance company that you choose has a good rating and check out websites like; http://www.ambest.com and compare rates and policys for assisted living plans for you.
Yes. You can have as many life insurance policies as you are willing to pay for, but it usually is less expensive to increase coverage on a current policy that to purchase a separate policy.
Term insurance typically comes in 10 15, 20 or 30 years. There are other companies that cover different terms. Term insurance is also cheaper than permanent insurance. Look for a Term insurance that has a conversion Claus allowing the insured to convert to a permanent policy if they are terminally ill. The insurance company cannot deny you if this were the case. This will allow you to be covered just incase your term insurance where to lapse and you are no longer insurable. e.g. Cancer
i assume here you are talking about personal property? that is stolen? most do have personal property coverage, however there are strictly ''dwelling policys'' that cover that only the dwelling.......also there are some policys that cover personal property but not for the 'peril' of theft.....
Depends, what did the bee's do? Some policys exclude certain acts by animals, turn the claim it, and see.