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You can never become fully ready for an emergency (else it wouldn't be an emergency!) due to the sudden and hectic nature of one. It would help to have an emergency 'kit' put to one side with the money you need in case of an emergency (this doesn't have to be a physical pot on your kitchen table; it could be a bank account with money set aside) and other items. You could also practice emergency drills so-to-speak to be ready for the real thing.

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