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One can find help to consolidate one's credit card debt by checking out websites which offer debt relief and counseling services, for example In Charge, Care One Credit and Consolidated Credit. Other agencies which assist with debt relief are Repay Debt and Prosper.

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Q: How can one find help to consolidate one's credit card debt?
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Where can one find card consolidation credit debt help?

There are a number of places where one can find help for card consolidation credit debt. Most major banks such as the Royal Bank of Canada (RBC) provide this service. In addition, one can refer to Consolidate Credit, No More Debts, and Doyle Salewski for information about help for credit card consolidation debt.


Consolidate Debt by Finding a Better Credit Card?

When you find yourself struggling to make the minimum payments on your credit cards and the balances never seem to go down, it may be time to consolidate debt. Though some people use debt consolidation programs or declare bankruptcy, you can try to consolidate debt on your own for a lower cost. One of the best ways to consolidate debt is by shopping around for a credit card with a lower interest rate. Look for cards that have a low interest rate, high limit and rewards program. The first thing you want to look for as you consolidate debt is a card or loan with a low interest rate. If you're going to combine your debts into one account, you'll want to be sure you're getting the best rate possible. Ideally, your card should have a lower interest rate than any of your other cards, or at least than some of your cards with high interest rates. This can help you to attack more of your actual balance, rather than simply paying off the interest each month. Next, find a card that offers a high credit limit. This may seem counter intuitive to getting yourself out of debt, but it can actually help you to improve your credit score as you consolidate debt. The credit bureaus take the percentage of your available credit versus how much you have charged into account when determining your credit score. When you're combining lots of debt onto a single account, then, you don't want to automatically max it out. If you find a card with a high credit limit, it's important for you to keep yourself disciplined. Avoid charging anything else on the card, lest you get into further debt. Finally, see if you can find a credit card that has a great rewards program to go along with it. Since you'll be transferring your balances to this one credit card, you may be able to earn cash back or other incentives by reaching a certain spending plateau. Though this will not help you to consolidate debt further, you can get additional deals with this option.


How to consolidate credit card debt?

For credit card holders, a good way to consolidate debts is by transferring your outstanding balances to your card that holds the lowest interest rate. That way, your monthly payments will be significantly lower. Calculate your debts and see if they can be consolidated with your low interest card. Move from one card to the next until you find one that can fit all of your balances.


Where can one find a credit card debt advice?

One can find credit card debt advice from a variety of different locations. You can try a debt counselling agency, blogs on cutting down on debt, debt forums and you can even ask your credit card for help too.


What is the statute of limitations on credit card debt in RI?

Is there a cost to find out the staue of limiations in years on credit card debt


Where can I find information on how to get out of credit card debt?

You can get information on how to reduce your credit card debt from credit card issuers like Bank of America, Wachovia, Chase Manhattan, Wells Fargo, Citibank, and your local credit unions.


Where can I find companies that will consolidate my debt online?

Banks and credit card companies offer the majority of the consolidation services for consolidating your debt. However, any consumer credit counseling service is the best way to go. Many times these services will negotiate with your debtors to get you a lower per month plan to pay off your debt. Otherwise you will have to use a bank or credit card with high intrest rates on unsecured loans to pay down your debt, not the best idea.


Where can one find card credit debt help online?

One can find card credit debt help online on several sites such as floridadebtcollection, ohiodebtcollecton or nycdebtscollection. These sites provide information and credit counselling as well as debt management services.


How can you find assistance to consolidate debt?

There are many companies that work to consolidate consumer debt. Credit Counseling companies offer low cost options without looking into bankruptcy filing and often come out on top of other options. Consumer Credit Counseling is a great company that offers many programs in debt consolidation.


Where can one find tips to manage credit card debt?

It is extremely important for people to learn and understand how to manage credit card debt. One can find tips on this at BankRate, CashCourse, or Ask.


Where can one find out more about credit card debt negotiation settlement?

One can find more information about credit card debt negotiation settlements in different consumer guides. BeginnersInvest offers an article named "How to Negotiate a Credit Card Debt Settlement". That article handles the topic more in depth.


What is the best program or way to consolidate and eliminate credit card debt?

For credit card holders, a good way to consolidate debts is by transferring your outstanding balances to your card that holds the lowest interest rate. That way, your monthly payments will be significantly lower. Calculate your debts and see if they can be consolidated with your low interest card. Try looking at money comparison sites such as The Money Express U.K. Move from one card to the next until you find one that can fit all of your balances.