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What else can I help you with?
How does student loan forgiveness work?
Student loan forgiveness is forgiven if one doesn't have any money at all to pay of the loans. This doesn't happen often but some companies forgive the loans when it is proven in court that one cant pay the loan.
What are the terms of student loan forgiveness?
To go about getting a student loan forgiveness, I suggest talking to whoever runs the student loans at your university or college. Just try and get them to cut your student loan down a bit. Check out this website for more details: http://www.loansavers.org/qa-how-do-i-go-about-getting-forgiveness-for-my-student-loans-by-teaching-in-a-high-needs-school-2778.html
Where can one go to get help with student loan debt relief?
To get student loan relief an individual should research information on the Student Loan Forgiveness Act.
Can you consolidate three separate consolidated student loans at different institutions into one student loan?
depends on where the loans are from.
What type of student loan do I have?
To determine the type of student loan you have, you can check with your loan servicer or review your loan documents. Common types of student loans include federal loans (such as Direct Subsidized or Unsubsidized Loans) and private loans. Each type has different terms and conditions, so it's important to know which one you have.
Where can one consolidate their Federal Student Loans?
One can consolidate their Federal Student Loans from the following sources: Debt Free Direct, Consolidation Loan Centre, Student Aid, Loan Consolidation, Fin Aid.
Is student loan consolidation the same as refinancing student loans?
YES! It is the same, i say this because the appeal of doing either one of those are going to be the same "paying your student loan." Refinancing student loans will take advantage of a better interest rate and consolidating your loans 'lumps' all of them into one. Instead of having several loans with different bills, in consolidation you only have one bill. When you consolidate student loan you are refinancing it but you can refinance without consolidating.
One spouse is in default on a student loan can the other spouse obtain student loans?
You should be able to as they are individual loans.
Where should I apply for a fixed rate student loan?
Federal Stafford loans are fixed-rate student loans for undergraduate and graduate students attending college at least half-time. Stafford loans are the most common and one of the lowest-cost ways to pay for school. After graduation, be sure to remember your federal student loans. Think about your Stafford loan repayment options. When you consolidate your Stafford loans, you are locking in today's low rates and combining multiple Stafford loan payments into one lower monthly payment. Teachers, counselors and other public service professionals may qualify for Stafford Loan forgiveness programs.
Where can a student go to get help with a loan repayment?
If that's a federally backed loan, it can't be usually be discharged in bankruptcy although there are exceptions, but they do forgive loans for a number of reasons.From the Stafford loan site;Under certain circumstances, the federal government will cancel all or part of an educational loan. This practice is called "loan forgiveness". To qualify for Federal loan forgiveness, you must:Perform volunteer workqualify for public service loan forgivenessPerform military serviceTeach or practice medicine in certain types of communitiesMeet other criteria specified by the forgiveness programsee their web site for the other forgiveness criteria they have you might meet. Most of them seem to be tied to public safety, teaching, or health care work, schools that disappeared before the program ended, the cosigner or the student has died, the student becomes totally and permanently disabled, but check carefully to see if you qualify under one of the many provisions.
What type of loans are there that one could apply for?
There are many kinds of loans that one can get. For example, there are car loans, startup business loans, home mortgage (a loan), line of credit (a type of loan), student loans, etc.
What does student loan consolidation mean and how can that help you?
Student loan consolidation allows someone that is receiving multiple student loans to consolidate all the loans into one big loan. It helps students because it allows them to pay one payment monthly instead of several.
