If one requires tips on bankruptcy debt relief there are a few sites that offer some good information. One can find tips on sites such as "Bills" and Debt Relief Pros.
Some tips and ideas to get out of debt include consolidating one's loans and debts, considering filing bankruptcy, and cutting down on extraneous expenses.
UK. Bankruptcy £15,000 or more. If you have less than £15,000 worth of debt, sustainable under 15k for the duration of one year and meet certain criteria, you may qualify for a debt relief order, which is, in effect, a mini bankruptcy.
The term "Debt Relief Agency" is applied very loosely. It can be any group or any one person who provides advice on debt. This definition was imposed by the Bankruptcy Act of 2005.
There are a number of bankruptcy alternatives available for consumers in search of debt relief. It is very important to know and understand the differences. Total Debt Services is capable of assisting you with multiple debt relief options and help you make the right choice for your situation. Due to changes in bankruptcy laws, consumers are seeking bankruptcy alternatives such as debt settlement, Credit Card Counseling and Debt Consolidation to get out of debt. Call now to speak with one of the debt analysts of totaldebtservices.com or click to fill out an online submission form to have them contact you.. source: http://www.totaldebtservices.com/
The FTC offers this comprehensive articles on debt relief http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre19.shtm AND this one on bankruptcy: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre41.shtm Before you decide which path to take, research all the options.
There are many places where one can get help for credit and debt bankruptcy. For example, Debt Advisors Scotland, Consumer Information and Total Bankruptcy.
In relation to debt non profit relief, there are many agencies from which one could get information about it. National Debt relief which is BBB accredited is one of them.
Debt relief information can be found at a number of websites. One can go to the Bills website or the Freedom Debt Relief website or the In Charge Debt Solutions site.
One can find budgeting tips from the following sources: Money Expert, How Stuff Works, Bank of America, Money Smart, Sorted, CNN, Project Debt Relief, Trans Union, Channel 4.
"There is an incredible amount of debt relief programs available. Of few of these are Cura Debt, Care One, Debt Options, Net Debt, and Credit Solutions."
You cannot file a bankruptcy directed at one single debt.
You will be responsible for the whole debt since you are the only one capable of paying the debt after your wife's bankruptcy.