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When you sign into your online banking, double check that it says "https://" (notice the S) in the address instead of just "http://" (no S). As long as that "S" is there, and you never get a warning about an invalid certificate, then you're fine. Of course, only do online banking on computers that you own. If you go to the Apple store or whatever and do online banking with a public computer, then it is possible for your online banking password to be saved in the browser. Lastly, never go to your online banking from a link in an e-mail message. Instead, always use a bookmark, a favorite, or manually type in the address of your online banking web site.

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Q: How can you all best protect ourselves while banking online?
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Is an online banking account the safest benefit?

While online banking is not the safest option, it is relatively safe if you use common sense. Never give out your password or banking info via email and you should stay safe.


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The only disadvantage I can think of with respect to online banking is security concerns. If you are not careful with your online banking credentials, anti-social elements and fraudsters can hack into your bank account and steal your money. So the most important thing while using online banking is to ensure that your credentials are safe and you use a computer only from home or office that is used only by you and ensure that it is protected with the latest anti-virus software.


What are some disadvantages of online banking?

The only disadvantage I can think of with respect to online banking is security concerns. If you are not careful with your online banking credentials, anti-social elements and fraudsters can hack into your bank account and steal your money. So the most important thing while using online banking is to ensure that your credentials are safe and you use a computer only from home or office that is used only by you and ensure that it is protected with the latest anti virus software.


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How do you feel about the security risks associated with online banking?

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