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Rather than ask your family to jeopardize their credit, why not get a debit card until you've built up your own credit? First, it assures family that you won't default on payments and make THEM pay, and second it lets YOU build up a credit score. It's far more mature as well.

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Q: How can you apply for a credit card if you cannot get your own but have a family member with excellent credit who will cosign?
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Related questions

Where can one get a car loan when they have no credit?

The best place to get a car loan when you have no credit is at the local bank or credit union that you have had an account at for a prolonged period of time. If you've never belonged to a bank or credit union you can ask your family if they will cosign a loan at their financial institution.


How do you find private individual to loan money or cosign for a loan?

You'd need to ask your friends and family. No one you don't know is going to cosign for you, and a lot of people you do know may turn you down also. Answer If you need someone to cosign a loan because you cannot obtain it on your own, you should not get a loan. All you are doing, in essence, is passing on the problem to another person, who will likely end up paying for both. Improve your habits and credit history and wait until you can do this on your own.


What happens to your credit if you cosign for a family member as a favor and they fail to make timely payments on it?

You will have the same BAD results as if you had co-signed for a total stranger. Anytime a loan is not paid,not paid on time or defaulted on, the credit results are BAD for anyone signatory to the loan.


If i cosign a loan for refinancing a home for a family member and they default what can happen?

You will be responsible for the money.


If you cosign for a car loan for a family member they don't make payments can the company sue you for money?

yes - when you co-sign, you are guaranteeing the bank that they will be paid


What is another word for an excellent family?

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Companies that specialize in Christian debt services are Christian Credit Relief, Trinity Credit, Family Life Credit and Christian Credit Consolidation. Another company that provides this service is Family Credit.


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Most apartment complexes run credit checks on tenants to ensure they have a decent credit score and are apt to pay their rent. In Raleigh, NC, and anywhere else, you can call around to see who does not require a credit check.


What actors and actresses appeared in A Credit to the Family - 2009?

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Who's responsible for credit card debt after the card holder dies?

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What is the bamber family motto?

Fortis et egregius Bold and excellent