Rather than ask your family to jeopardize their credit, why not get a debit card until you've built up your own credit? First, it assures family that you won't default on payments and make THEM pay, and second it lets YOU build up a credit score. It's far more mature as well.
yes - when you co-sign, you are guaranteeing the bank that they will be paid
Companies that specialize in Christian debt services are Christian Credit Relief, Trinity Credit, Family Life Credit and Christian Credit Consolidation. Another company that provides this service is Family Credit.
how do we apply
No. The husband of the family is responsible for everything that happens to or by the family members.
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The best place to get a car loan when you have no credit is at the local bank or credit union that you have had an account at for a prolonged period of time. If you've never belonged to a bank or credit union you can ask your family if they will cosign a loan at their financial institution.
You'd need to ask your friends and family. No one you don't know is going to cosign for you, and a lot of people you do know may turn you down also. Answer If you need someone to cosign a loan because you cannot obtain it on your own, you should not get a loan. All you are doing, in essence, is passing on the problem to another person, who will likely end up paying for both. Improve your habits and credit history and wait until you can do this on your own.
You will have the same BAD results as if you had co-signed for a total stranger. Anytime a loan is not paid,not paid on time or defaulted on, the credit results are BAD for anyone signatory to the loan.
You will be responsible for the money.
yes - when you co-sign, you are guaranteeing the bank that they will be paid
A Miracle
Companies that specialize in Christian debt services are Christian Credit Relief, Trinity Credit, Family Life Credit and Christian Credit Consolidation. Another company that provides this service is Family Credit.
Most apartment complexes run credit checks on tenants to ensure they have a decent credit score and are apt to pay their rent. In Raleigh, NC, and anywhere else, you can call around to see who does not require a credit check.
The cast of A Credit to the Family - 2009 includes: Ed Helms as Ted Bonderman
A family credit counselor aids people in managing their debts. They can assist in teaching how to improve credit ratings, managing debts and household spending plans.
The estate covers the bill. If the spouse is still alive, he/she will probably have to cover the bill with the proceeds of the estate. If there aren't enough assets to cover the debt, and the credit account was not joint with anyone else, the credit card company will have to pay it out of their own pocket. Credit card companies cannot force the family to pay the debt. == ==
Fortis et egregius Bold and excellent