The advantage of taking out loans with CCJS include paying instalmentally the amount that one owes. When someone has failed to make a payment, a county court can issue a judgement, and this county court judgement is called CCJs.
In order to get a mortgage with CCJS they would need to meet specific qualifications. They would need to have a good employment history and a good credit score.
A CCJ check is used to determine if an individual has any County Court Judgments (CCJs) against them. CCJs are legal orders issued by a court that indicate a person's failure to pay a debt. The check helps lenders, employers, and landlords assess an individual's financial credibility and reliability.
Examples for companies that specialize in arranging loans for people with CCJs are "Ocean Finance", "Amort Gage Now", "Auto-Money" or "Express Finance Loans."
If you've never held a credit card, your initial credit score will depend on how promptly you have paid any utility bills held in your name, and the length of time you've been at your current address. It will also depend on whether you've ever had any Count Court Judgements (CCJs) agains your name. If your payment history is good, and you've never had any CCJs - your credit score should be around 350. You could check your credit score - by registering with a site such as 'Clearscore'. They'll ask you some questions about you, your home and your past credit history - and create a score based on the info you give. My own score is currently 464 out of 700 - but I've been at my current address for 13 years, always paid my utility bills on time, and never had any CCJs.
People can obtain information about CCJs remortgages from a variety of locations. Some places one can find this information include The Free Library, Lateral Money, and Money Advice Service.
CCJS gives many type of loans. They offer loans for people who have below average credit or find it hard to get a new auto home or a mortgage. They offer various types of option for the loans so that the people receiving them can have options to decide on.
When one applies for a credit card, the lender will ask for personal details including income and outgoings, salary details and length of time one has lived at their address. They will also check with the three credit reference agencies for any history of bad debt, failure to pay on time and CCJs. Based on all this information the lender will reject or accept the credit card application and assign a credit limit and interest rate.
The bank where the account was opened. Typically the bank address on the check.
The address of the maker is not required per se, but the maker's name should appear on the check.
You can 'ping' the address
i was sent a check in my name an my address is this real or not