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The true formula for a credit score is a highly guarded secret. Therefore, you can't figure it; you have to pay someone to tell you what it is.

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17y ago

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What services does equifax have?

Equifax is a company that allows one to figure their credit report and credit score for cheap prices. It also helps to monitor a credit score and protects identity.


Where can I get my annual credit score?

You can get your annual credit score at Checkmycredit.com or freecreditreport.com and after you do this you can take that number and figure out whether it is high or low and then take the appropriate measures.


Is the credit score of 583 a good score?

583-619 is bad credit score in credit score range


What insurance companies do not use credit score to figure premiums?

Most insurance companies utilize your credit score to an extent. They use what is called an insurance score to help determine the likelihood of you filing a claim. The information that is essentially used will include things such as the amount of debt you have, the types of debt you have, and how long you've had credit.


What is a good range for a credit score?

Good credit score ranges between 680- 750 and above this range credit score is considered excellent. Check your credit score regularly to get an idea about your credit score regularly.


Is FICO score and credit score the same thing?

IS FICO AND CREDIT SCORE THE SAME THING? IS FICO AND CREDIT SCORE THE SAME THING?


How is your credit score computed?

Credit scores are personal information. If you can tell me how your credit score is computed then I will tell you how my credit score is computed. Okay?


Good credit score?

A good credit score is what each of us aspires to. After all, a credit score is one of the important determining factors when it comes to borrowing money - and getting a low rate when you do. But trying to pin down a specific number that means your credit score is "good" can be tricky. After all, there are lots of different credit scores that lenders use when trying to decide whether to grant you a loan and one lender's "good" score may fall into another lender's "fair" credit category. (Not to mention, you may score differently from model to model.) Luckily, there are broad rules of thumb that can help someone figure out whether their credit is good or not.


What credit score is perfect credit and what score is considered bad credit?

Credit score that is around or more than 700 is considered to be good and score below 500 is considered to be bad. It is always advised to constantly monitor your credit score.


What is a credit report and a credit score?

A credit report basically contains information about your credit history, whereas Credit score is a number which is generated on the basis of your credit report. Score totally depends upon one's credit record, if history is good, credit score will be high. I always check my credit score free at Freecreditscore.com.


Does a free annual credit report give you a credit score?

A free annual credit report does indeed give you a credit score. Sometimes they will even give a credit score from several credit score companies just to get a better overview of your credit.


How can someone have a credit score of 828 when the highest is 779?

There are many different types of formulas used to figure out credit scores. Each formula has a different range. In all of the examples below, a credit score of 828 is possible. FICO Fair Isaac Co. FICO Score* 300-850 Equifax ScorePower Score 300-850 Experian PLUS Score 330-830 Experian Vantage Score 501-990 TransUnion TransRisk Score 400-925