Presuming your father is still alive, why don't you simply ask him?
You are entitled to no proceeds from the life policy if the beneficiary or contingent beneficiary is still alive.
if someone died and left an insurance policy and named me beneficiary how can i find out
You can typically find out who the beneficiary is on a life insurance policy by checking the policy documents or contacting the insurance company directly. The beneficiary information is usually listed on the policy itself, in the beneficiary designation form, or in the insurer's records.
If he put you in as the beneficiary, then Yes. Look at the policy and find where it says beneficiary to make sure.
Then you will receive whatever the life insurance policy states. These are two separate issues / documents and have nothing to do with each other.
The beneficiary of a life insurance policy is designated when the policy is taken out. After that the policy owner (usually the insured but now always) can change the beneficiary by completing a change of beneficiary form. The company processes the change then sends you an amendment showing the change. Normally you put this amendment with the policy as it becomes part of the policy. If the policy owner kept their records straight then you could look at the policy and see the latest amendment to find out who the current beneficiary is. If your not sure the policy is kept up to date you can contact the company and see who the latest beneficiary is on the policy.
If the girlfriend is still alive then she can change her beneficiary. If she died and didn't change her beneficiary then you may have a claim if her estate went to your father. You should speak to an attorney. You refer to a "policy holder" in your question as well as an "estate". If the subject is a life insurance policy and your father was the beneficiary but was deceased when the insured died then be aware that the girlfriend probably named a contingent beneficiary on her policy.
The owner of the policy can change the beneficiary of the policy. If the original beneficiary has died before the insured, the owner of the policy can designate a new beneficiary at any time.
No. The beneficiary is whoever is specifically named on the policy.
Anyone the policy owner names can become the beneficiary.
Anyone the policy owner names can become the beneficiary.
When the policy holder dies, the money goes to the beneficiary. If the beneficiary then dies, THEIR beneficiary then gets the money.