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There are two options for getting a copy of a previous year's return. One, if you need an exact copy (including all attachments and W-2s, etc.), file Form 4506 (Reuqest for Copy of Tax Return). There's a $57.00 fee for each year requested. It takes about two months to process the request. Exact copies of the current year plus the previous six years are available.

Two, a transcript (computer printout of the information on your return) is usually accepted by lending agencies for student loans and mortgages. To request a transcript, file Form 4506-T(Request for Transcript of Tax Return). There's no charge. It takes about 10-30 days to process this request. Transcripts are usually available for the current year plus the previous three years.

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