Go to the bank in person and walk up to the teller and tell the teller that you would like to cash in the check. it is that simple
There are a couple ways to answer this question. 1) IF A CHECK IS WRITTEN OUT TO YOU.. and you would like to cash it but have no money in YOUR account: Unless it is a government check or a payroll check you will not be able to cash it. Most banks now require you to provide your Social Security Number when cashing it instead of your account number (since there is no money in your account to "hold the check" against.) IF you still need to cash it you can always bring it to the bank that it was "drawn off of" on every check it says what bank that persons account is at. 2) IF A CHECK IS WRITTEN YOU TO YOU.. and you would like to cash it but the person whose account it's coming from does not have enough money (or no money) you'll still be able to cash it, however the person whose account its coming from will be hit with an overdraft fee. Also, when you bring it to your bank to cash it and it is "drawn off" a different bank the money may be drawn out of YOUR OWN account. Banks dont like giving out money for free. I highly suggest you bring it to the bank it was drawn off of to avoid any problems. 2) IF YOU WROTE OUT A CHECK.. and dont have enough money in your account the check might go through, but you will be hit with a big overdraft fee for going below $0.
Yes, any check you write on an account with no money is a overdraft.
Check Clearing
Yes you do or theres nothing for you to have a check and every check requires money.
nope i have one and dont have any money
Cashing a check means converting a instrument of money like a check to the money it is worth. Let us say you get a check for $1000 from a friend and you deposit it into your account with your bank, you will get the money deposited into your account. This is called Cashing a check.
Yes, a person with a bank account (a depositor) can write a check against that account for a sum of money. The person given the check (who the check is made out to) then presents it to their bank and the banks between them move the money from the account of the person who wrote the check to the account of the person who was given the check.
All federal loans are sent directly to the school. If money is not owed, the school can issue a check to you for the credit on your student account.
When you have got money in it!
Check your terms and conditions! Usually there is, but if you check on the status of your account then it counts as active, even if you don't transfer money. Just check on your money at least monthly, and read through the terms of your account if you are still not sure!
Check clearing is the process that banks utilize to record the account that the money originates from as well as the account the money is received at.
A check is a request to draw money out of your checking account in order to pay for something.