How could you use the computer to help you track how you spend your money?
there are a few programs determined, and made to help you keep track of the money you spend, but as well there are credit card websites, (cough* discover card) that allow you to track the money you spend on your card. Most banks have websites, and you may be able to check your balance on those.
Certainly there could be another horse track built in Florida. It all comes down to local legislation and if someone has the funds to build it. Since tracks attract people who will spend money on the horses and most likely a casino which many modern tracks have built into them it would be a good investment for many areas.
You don't want a free mailing list. Mailing Lists take time, research and money to compile. The best lists are seeded to track use. If you get a free list and spend .50 cents to mail a post card to bad names, you will waste a lot of money. Spend the money and get a good list. At least if something goes wrong, you have some ware to turn.
The reward points work by keeping track of the money you spend and accumulates points to your points card. When you want to spend the points on something you can bring your card to the register and state that you intend to use the points you've earned for the item in question. Sometimes there are deals that can get you extra points.