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Who is liable if the constractor that I hired do not have workmen comp and liability insurance and one of his worker injured in my property?
Wiki User
∙ 13y ago
You don't. You simply hire a reputable contractor who provides the insurance necessary for his or her line of work. Never hire a contractor who can not show you that he is properly insured for the job being offered.
It is the contractors responsibility ( not the customer ) to provide coverage necessary to cover his workers as well as any accidental damage to your property.
If your contractor give you any flak or hesitancy at all when asked about his insurance, you need to find another contractor.
Wiki User
∙ 10y ago
Wiki User
∙ 12y agoYes, if a contractor you hire does not carry Worker's Compensation insurance, you could be held liable for payments to and medical costs of an injured employee. That is why you should always be certain that anyone you hire does carry Worker's Comp.
Only a fly-by-night contractor would be likely to try to operate without Worker's Comp, and you probably don't want hire such a company in the first place.
Wiki User
∙ 13y agoNegligence is the failure to perform a known duty, if that failure cause harm.
If the employer has no duty to carry WC insurance, no negligence charge.
If the employer's failure to carry WC insurnace caused no identifiable harm, no negligence charge.
Wiki User
∙ 13y agoDid you hire a licensed contractor to do your work? In this jurisdiction, if you did not hire a licensed contractor, you are acting as your own contractor and you are responsible for workman's comp when your employee is hurt. It does not matter if the guy you hired brought along some of his buddies who also worked for you. If you hired a licensed contractor, the fact that he cut corners and did not have proper insurance does not absolve him of responsibility.
Wiki User
∙ 12y agoi was working under the table for my boss and i got hurt is my boss liable for paying my medical bills and how long do i have to file a claim
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What type of insurance do you need to operate and own a barber shop?
There are many types of insurance you will need to own and operate your barbershop. The most important insurance will be liability insurance. Liability insurance will protect you in the event someone is injured on your property.
Is liability insurance on property that is not being lived in necessary?
Yes. If anyone is injured on that property, even if there without permission, the owner may be held responsible.
What kinds of things does my homeowners liability insurance cover?
When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.
What type of liability insurance does a homeowner need?
Homeowner's insurance covers most basic liability needs, should someone become injured on your property. Additional coverage against fire, flood, and earthquake is also recommended to protect your investment.
Pet liability insurance?
Progressive Auto Insurance will cover your pet if it is injured in an accident with you.
where can I get car insurance liability in Pennsylvania?
Pennsylvania minimum liability requires $15,000 bodily injury liability (per injured person), $30,000 bodily injury liability (per accident), $5,000 property damage, and $5,000 PIP. Get quotes for best rates.
What does public liability insurance cover?
Industry and commerce are based on a range of processes and activities that have the potential to affect third parties. Public Liability insurance covers these third parties who may be physically injured or whose property was damaged as a result of the company.
What does employers public liability insurance cover?
Industry and commerce are based on a range of processes and activities that have the potential to affect third parties. Public Liability insurance covers these third parties who may be physically injured or whose property was damaged as a result of the company.
When watching a friends dog it is injured will insurance cover medical expenses?
Domestic animals are not covered under the homeowners policy. As it pertains to a liability situation, a dog would be considered 'property' and the homeowners "damage to property of others" provision in the liability section of the policy applies but only if you were the one who injured the dog, usually with a limit such as $500.
If you hit a tree with only liability insurance can you collect insurance for pain and suffering if you were injured?
No. Pain and suffering of yourself is not a liability, as this only covers damages to property that may be caused (e.g. to replace the tree you hit) or if someone else sues you for what happened. You would need a personal cover or health insurance.
What type of insurance would cover expenses for someone injured on your property?
Public Liability Insurance is the ideal insurance that will cover someone injured on your property.This type of policy covers the insured's liability to members of the public. Such liabilities may arise as a result of the insured's business operation. The business being operated by the insured in his/her premises may at times lead to death, injury or accident to third parties, or damage to third party's property. Insured means policy holder.A bit more:Your homeowner's insurance policy will also include liability insurance if you have the right type of policy. Check with your homeowner's insurance company to see if you have that type of coverage.
What type of liability insurance does a beautician need in Maryland?
A beautician would need premises liability to cover anyone who was injured on the property and other liability issues as well as professional liability insurance to cover the beautician against claims resulting from their profession. Professional liability can often times be added to the property and liability (businessowner's) policy for very little additional cost. As a matter of full disclosure, I own and operate a small Independent Insurance Agency for the past 22 years and worked as an agent for direct writers for 3 years prior to that.
