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2011-10-26 21:31:11
2011-10-26 21:31:11

If you have homeowners insurance, call the claims number on your policy. Explain the situation, have your policy number in hand, and if you have any receipts of damage or proof of damage keep it.

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no you dont. if you do not with to file a claim you do not have to report it no you dont. if you do not with to file a claim you do not have to report it



It will be on file with the Ins Co as a cancelled claim. If the adjuster did not put the claim in the PILR database only the Ins Co will know about it. If they did it will pop up as a reported claim for all to see. PILR = Property Insurance Loss Register


Without anything damaged, lost or stolen there is nothing to claim.


If your lien holder repo's your vehicle, they can file a claim against your insurance for damage to the vehicle. The repo company itself would have no claim, because it's not their vehicle.


Generally speaking no. If the contractor did damage intentionally you could file a vandalism claim but you would also need to file a police report. If the contractor was negligent, you could file a claim with their commercial liability insurer.




It is wise to file your claim ASAP. However, there is a statute of limitations which varies from state to state, depending on the type of claim you have, property damage, personal injuries or both. It usually is between 2 to 3 years.


First call the person and get his or her insurance information, then call the insurer and file a property damage claim. If the person is uninsured you can file the claim with your own insurer.


In most of the states the statue of limitation is: 1). 2 years for personal injuries and 2). 3 years for property damage If you had your surgery within 2 years, you have a claim and you can still file. Talk to a lawyer.


This would be a state statue of limitations questions (physical damage or injury?) Regardless of that you shouldn't put off filing any insurance claim EVER... file it immediately, if you just want to know the answer, and there has been no claim, contact your agent, or dept of insurance for you state and they will be able to tell you the statue of limitation for your state.


This is a legal question which must be referred to an attorney for clarification.


No. But they can't claim themselves if they file. No. But they can't claim themselves if they file.


This is usually covered by most policies. However I encourage you to think about the pros and cons of filing a claim. For instance if the water did $750 of damage to the kitchen floor, and your policy has a $500 deductible then you may not want to file a $250 claim. If you have filed another water claim in the last 5 years, then you may not want to file another one (unless it's something that you really cannot afford to pay yourself). The reason for this is that insurance companies look cautiously on homeowners with a history of water, theft, and liability claims. If you'd like more information on why those particular claims can be an issue, try googling "water, theft, liability claim problems".


If an accident occurred, it is not uncommon to find damage after the fact. Even in slower collision, there can be damage underneath the bumper of the vehicle. Happens all the time. In those circumstance, the party at fault can choose to either pay out of pocket for the damage or file the claim with their insurance company.


One can file a claim with Affirmative Insurance by going on the official Affirmative Insurance website. Then one can press the button 'Submit A Claim' to file a claim.


Yes do I file a claim on line or how?


You do not always need a police report to file a claim.


If you mean file a claim with your insurance, yes.


The best policy, is to file a claim, immediately after the injury occurs.


You would have to file an auto claim and a homeowners claim. The damage to your property could not be covered under your auto's liability coverage because an insured cannot be liable against themselves.


Your question does not give enough details of your damage. What EXACTLY happened? Water damage includes such things as water pipe breaks & leaks, appliance overflows (washer, A/C drain line), roof leaks, wind-driven rain entering around windows & flashings, surface ground water (flood, seepage).


Usually a year, but the sooner the better. The policy may not cover it if you reported the claim late. If the roof is due to age, wear, tear or faulty construction the roof would not be covered anyway.


A rock hitting your windshield and causing minor damage is not a significant issue, but it should be reported by filing a claim. It is very possible that your windshield can be repaired for little or no cost at all.



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