You will, in the first instance need to contact the vendor (the seller) - They will need to accept that the product was not received. You can ask for evidence of deliver, this could be a signature, a house or business address where the items was left for your collection. If they cannot provide this they "should" arrange a refund to your Credit Card account - that takes about 7 days to credit back . If they don't or wont then contact you CC company and log a formal complaint - explain in writing what you've bought, from whom, and that delivery has not been made to you or to someone nominated by you for receipt.. Items purchased through most good CCs have a insurance attached which allows you take claim back the services or products which are not up to the description or not delivered.
if you pay by card you will get a refund by card
Cause you didn't pay with cash in the first place? Otherwise why are you using a credit card?
The credit card is supposed to be presented and processed. But it is possible for some systems to correctly process the refund if it is not. Unfortunately I would be very suspicious that the refund was not applied if the compan7y did not process the credit card.
Yes - the refund is an asset - which the card company can use to offset your debt !
3 days
if you pay by card you will get a refund by card
It is dependent on the store that you purphased the item from. Some will allow you, others will not. Typically, they ask you for the credit card you used when you bought the item and refund the money back onto the card.
Cause you didn't pay with cash in the first place? Otherwise why are you using a credit card?
Debit
No, neither the first sentence nor the second sentence is written correctly!! Also, I am expecting to see a full refund back to my credit card account. Thank you in advance.
The credit card is supposed to be presented and processed. But it is possible for some systems to correctly process the refund if it is not. Unfortunately I would be very suspicious that the refund was not applied if the compan7y did not process the credit card.
No.
Around Christmas time, H and R Block will offer a line of credit to customers who have a history of getting a tax refund back. This will be given to you on a debit card and will be deducted from your tax refund when you have them do your taxes.
3 days
Yes - the refund is an asset - which the card company can use to offset your debt !
Yes, you most certainly can. A card may be cancelled between the time of purchase and refund, and it is illegal for a vendor to refuse on this basis.
Many credit card companies have in their terms that they have the right to take 3 to 4 weeks to credit your account with a refunded amount. So the merchant may have processed the refund but your credit card company will take 3 - 4 weeks to accept it. This is so they can hit you with balance charges.