You will need to contact them directly by phone, in writing, or via their website. You will also have to contact all 3 major bureau's if there has been fraud commited on you they can then note it to your credit report.
You must report them to the three separate bureaus that make up credit scoring. Call Equifax (fraud line): 800-525-6285, Experian (fraud line): 888-397-3742, and TransUnion (fraud line): 800-680-7289
Contact the lender immediately to review. If the report is WRONG because you did not assume and default on the mortgage, contact the credit reporting bureau immediately to flag the defaulted account as fraud.
A 3 bureau credit report has many benefits. A 3 bureau credit report can protect you from credit fraud by giving you quick access to all of your credit accounts. Another benefit of a 3 bureau credit report is that by getting information on your credit from 3 different bureaus insures no important information is left out.
The job of the credit agency is to collect information to furnish credit reports on an individual's credit history. Its income comes from selling this information to various business concerns. The credit information is based on monthly accounts that you may have with businesses and on your general payment record. If there is fraudulent information on your report, you may have it corrected by contacting the credit bureau and explaining to them the problem. You can ask the credit to put a "fraud alert" on your record. Under federal law, they must report the fraud.
You can be charged with falsely reporting a crime, and go to jail.
YES. IT'S CALLED A CONSUMER STATEMENT AND MUST BE ALLOWED BY THE CREDIT REPORTING AGENCIES. THIS WAY IF YOU WERE A VICTUM OF FRAUD YOU CAN SIMPLY PUT, " FRAUD ", OR PUT A FRAUD ALERT ON YOUR CREDIT REPORT. YOU HAVE ONLY A CERTAIN AMOUNT OR WORDS OR CHARACTERS ALLOWED, SO THE BEST THING TO DO IS CALL THE 3 SEPERATE REPORTING AGENCIES AND GET THEIR FACTS ON HOW AND WHAT YOU ARE ALLOWED. HOPE THIS HELPED A LITTLE BIT... BIG DADDY
You can learn about your rights under Fair Credit Reporting Act and Call transunion or Equifax. A fraud alert is free. It can be done via phone or email.
On TransUnion, you are allowed to put fraud alerts on your credit report. Also, you are allowed to have a personal loan. Plus, you are allowed to contact two other credit reporting agencies.
no that would be credit fraud and you would go to prison
Contact the 3 credit egencys and let them know there is fraud, all so put a fraud alert on your credit report.
Yes I believe you can report credit card fraud if you know someone who has someone elses credit card, if let's say one of your friends or family member got there credit card stolen and you also know the person who stole the credit card you can report a credit card fraud or you can just let your friend or family member report fraud on there credit card, I hope this helps :).
It is estimated that credit fraud affects about 15 million people in the United States each year. The easiest way to detect this fraud is to check one's credit report regularly to find suspicious activity.
You can report them over on the BadDeal website.