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Call the number on the back of your credit card and tell them the problem your having.

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14y ago

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Is it better to bring cash or visa debt or credit card?

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Does canceling a credit card effect credit rating?

Canceling a credit card my have a negative effect on your rating if it has not been open very long. What lenders like to see is a steady and lengthy payment history. So it is a good idea to keep it open and keep the balances very low. After having the account for 2+ years I would say it is safe to cancle only if the card is bad for you, for example it may have annual fees, high APR, low credit limit etc.


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First PREMIER Bank has a standard credit card. They also have a gold credit card, a classic credit card, a PREMIER Possibilities credit card, a PREMIER Forward MasterCard credit card, and a secured credit card.


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