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Don't make a payment from a credit report point of view, its the last date of activities in other words the last date you made the payment. They can report this from 7 years of the last payment. Keep in mind that you have the right to challenge double entries on your credit report e.g Collection and Creditors reporting twice and many collections attempt to get you to make a payment in order to extend this time. Don't if its been over two years it does not affect your credit score as much and if you are attempting to get a mortgage, pay that debt in escrow at closing. Source: Credit Bible by Phil Turner

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13y ago

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When does the seven year mark to remove negative history from your credit report start?

It begins from the time a late payment was made or when the account is remanded to a collection agency. Some collection agencies will update the reporting status on an account, thereby keeping an account active and extending the expiration date. This is not legal and the consumer should always challenge any such activity shown on their CR and insist the data be corrected.


What is collection agency?

A Commercial Collection Agency is and agency that collects debt on behalf of their clients, same as a consumer collection agency, but a commercial collection agency collects business to business.


Is Credence a collection agency?

No, Credence is not a collection agency.


If you refuse to pay a doctor referred by a 'if we do not win you do not pay' lawyer who took a car accident case will it hurt your credit?

Is the doctor going to turn the account over to a collection agency? A collection account would hurt your credit. Is the collection agency going to sell the account to another agency, thus extending the time period it shows on your credit report? If they do, it could hurt your credit for an even longer period of time.


Can collection agency collect or report if charge off accounts are deleted after 7 yrs?

Attempt to collect: yes they can attempt to collect long after the 7yr tradeline expiration date. Report: no since the very first account default triggers the 7yr deletion timer not when the collection agency receives it from the original creditor.


How are work commercial collection agency?

The commercial collection agency is used in debt collection in the event a debtor fails to.


I have a medical bill for 168.00 that was sent to a collection agency after I made a payment. They are going to keep in the collection agency until my bill is paid off. This can not be right.?

If the bill was late enough to be sent to a collection agency, the collection of that bill has been turned over to that collection agency as well.


What is commercial collection agency?

A Commercial Collection Agency is and agency that collects debt on behalf of their clients, same as a consumer collection agency, but a commercial collection agency collects business to business.


What is the population of Norwegian National Collection Agency?

Norwegian National Collection Agency's population is 2,005.


When was Norwegian National Collection Agency created?

Norwegian National Collection Agency was created in 1990.


What happens if you do not pay a collection agency?

if a collection agency isn't paid, the debt can be put on a persons credit report. The collection agency can also choose to garnish a persons paycheck.


Can a collection agency collect interest on your debt?

Yes, Collection agency can do that. But contact a good collection agency like Guardian Credit Services, they know will how to deal with customers to get money