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== == Do you know what companies they were insured with? All you need to do is call the agent or the insurance co claims department and start the process. Of course in order for you to collect you would have had to of been named the beneficiary. You will need the death certificate. It's that simple. Here's basically the same information from the Insurance Institute of America http://www.iii.org/individuals/life/help/fileaclaim/
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∙ 15y ago
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Can you use a certificate of marriage to collect on life insurance?
A certificate of marriage is not required to collect on life insurance. Life insurance proceeds will be paid only to the named beneficiary/beneficiaries on the policy. If all beneficiaries are deceased, then the benefit will be paid to the deceased insured's estate.
Can you collect on a life insurance policy if divorced from the deceased?
You can only collect on the life insurance if you were awarded this at time of divorce. I was awarded the ability to take out a life insurance policy on my ex. as I receive a military retirement which only exists if he is alive. After his death, it would stop, therefore I have the life insurance policy.
Did your parents have life insurance?
My sister said my mom had life insuranc through met life and her and my dad spent that already and now my dad is deceased and wonder if there is life insurance policy on him.
How can you check if old life insurance policies from your deceased parents are worth anything?
Contact the company (or companies) that issued the policies.
Can debtors collect from a deceased's life insurance policy?
I think you mean "creditors," those who are owed money. Debtors are the ones who owe the money. In Texas, the proceeds from life insurance policies are exempt if a dependent is named as the beneficiary. Otherwise, the funds are not exempt. Of course, the creditor must know about the policy to collect from it.
Life insurance part of estate?
Life Insurance and EstatesNO, not if the named beneficiary is not deceased. The proceeds of a life insurance policy belong to the named beneficiary not to the deceased. It should not under any circumstances be included in the estate of a deceased or the probate process. If no beneficiary is named or if all beneficiaries are deceased then their is no alternative. When their is no named beneficiary then the value of the life insurance policy reverts to the insured and must then be included as part of the deceased estate
Who is eligible to collect life insurance?
The person who is eligible to collect life insurance is the beneficiary. Anybody can be named the beneficiary. There are steps that need to be taken before a person can collect.
How do I redeem deceased parent's whole life policy?
Call the insurance company and speak with somebody in the claims department. If your parents had an insurance agent, the agent may also be able to assist in the process.
What happens to the proceeds of a life insurance policy if there is not a named beneficiary?
The life insurance benefit will be paid to the deceased's estate.
Can you collect life insurance on someone declared incompetenet?
Probably not unless the insurance company decides to allow it or it was a provision in the life insurance policy. Normally, people are not able to collect on their life insurance policy until the insured dies.
Can you put life insurance on your parents?
If they are elderly parents, Yes. But if you are under 40 you cannot put life insurance on your parents.
Which type of insurance is designed to replace the loss of income from a deceased family member?
Life insurance
