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2005-09-01 14:56:06
2005-09-01 14:56:06

If someone is seeking damages from an injury as a result of an auto accident and they are not satisfied with the offer from the insurance company I would suggest that a lawyer be consulted.

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Yes your auto Insurance will typically have to pay for your acts of negligence, Such as driving while intoxited, They may then cancel your policy due to your negligence.


Yes, Your joint policy will cover the accident. You should contact your agent to determine if any points or rate increase would apply.


"A serious accident was caused by the driver's negligence."


He will be able to tell it has been damaged in a crash immediately He may take weeks to determine if the crash happened as described by the person reporting it.


Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.


purpose of accident reporting to prevent further occurrence and to learn a lesson from it.


An auto accident claim should be filed after the accident happened. Be sure to have a police report and the other parties insurance information before reporting your claim.


For the act of reporting the accident I don't believe so, infact you're more likely to be in trouble for not reporting it.


Comparative negligence works by assesing a percentage of negligence to all involved parties in an accident. Let's say an accident occurs with two totalled cars and some medical bills. One party has $100,000 in total damages and was was found to be 10% at fault for the accident.The other person was deemed to be 90% negligent. The person with only 10% negligence could collect $90,000, or 90% of the total value of their claim/damage from the other party.


Contact your insurance provider and go over the policy to determine if you are covered for said accident. Not all accidents will be technicalities or covered, so its good to be in the know. Contact your insurance providers immediately.


It is important to have accident insurance in order to be prepared for the unexpected. Having accident insurance will prevent major expenses but not all resulting in an accident.



Most Insurance companies call this contributory negligence. Kind of like when both sides commit offsetting fouls in a football game. Each victim's insurance cover their insured and call it a draw.


Trying to get insurance to cover an accident that has already happened is Insurance Fraud, which is a Felony.


Allstate, Liberty Mutual, GEICO, and Nationwide offer accident insurance to customers seeking accident insurance.


Most companies do not require you to report the accident to your own insurance company, but if you later find out the person did not have valid insurance or the other insurance company refuses to pay and then you later have to file a claim on your policy, it will slow down the claim process. Plus, each state has a statute on the time limit you have to file a claim and want it to be covered.


The negligence includes failure to renew the policy on time,timely intimation to the Insurance Company in case of any accident to depute Surveyor for on the spot inspection, to keep the Original policy, Registration Certificate issued by Motor Vechicles Department, Smoke Test Certificate etc. in the vehicle itself.


Personal accident insurance covers the insurance in case of an accident during working hours and leisure time. Accident insurance varies based on the premium, but it usually covers the hospital expenses and additional expenses.


No, your homeowners insurance is specific to your home and certain liabilities that arise from home ownership. Auto and motorcycle accidents are covered by your "Auto or Bike Insurance" not by your home insurance.


One who kills another human with intent, not as a result of accident or negligence.


An accident with a fatalityAdded: If the accident death was the result of negligence or a criminal act - Vehicular Manslaughter or Vehicular Homicide.


In the event of an accident you would take the car to a repair shop approved by your insurance company and then they would determine whether or not your car is worth fixing or to payout the "Kelly blue book" value of your vehicle.


The insurance company will only pay the 'book' value of the vehicle as if it were in perfect condition unless damage prior to the accident was discovered and that damage will be deducted from the 'book value'.


Accident insurance is typically very cheap because it restricts coverage to a claim involving death resulting from an accident which has a low statistical probability. Whether or not a man is "healthy" is of no relevance for "accident insurance". There are actuarial tables available that show the chance of death by accident by age and gender. If you are asking about "accident insurance" that will replace your income if you are hurt in an accident, that is typically very cheap as well. I am certain that you can get instant online insurance quotes for "accident insurance" if you use a search engine to seach the phrase "buy accident insurance"


It could be an insurance policy taken out with an insurance company in case of an accident.



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