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The association is based on land-use documents filed by the developer.

You may be able to work with an association-savvy attorney to determine whether or not -- and/or how -- your association can be dissolved.

Given that you own the roads, one question will be: who will own the roads and who will maintain them if the association is disbanded?

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Q: How do you disband your hoa if you own your roads?
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Can your HOA vote to disband?

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